"The biggest difference I can mention in my daily life is that I have acquired a heifer that I had been longing for all the time. Seeing it around gives me motivation that all dreams are valid and I appreciate the fact that my value/ worth has increased-I am currently living a person of more value." (Occupation: Small business)

"I spent m transfer on building my own he and moving fro my parents in law's home, I also paid school fee for my children for the whole term and spent the rest of the transfer on starting a chips selling business as well as a clothes hawking business which are all bringing in good income." (Occupation: Small business)

"The biggest difference in my daily life is the comfort that I enjoy in the new house since the previous one was small and uncomfortable especially when I had friends around." (Occupation: Small business)

"The biggest difference in my daily life is the joy that I have in my heart since I was able to pay school fee for my child to join high school which could have been a problem because of the small business that I operate getting income that is not enough to take care of other basic needs."

"I felt very happy for receiving the cash because it gave me hope of being able to afford to pay school fees for my children, by that time I couldn't afford to pay fees for my children " (Occupation: Small business)

"The biggest difference in my daily life is that I have paid university fees for my son and high school fees for my daughter respectively. This gives me peace at heart since I am assured of my children studying with no worries of being sent home for school fees as it used to happen before I received the transfer and this situation was very demoralizing when I used too see my children at home while other children are going to school." (Occupation: Small business)

"I spent my second transfer on purchasing iron sheets hoping to build a traditional house for my son, bought two sacks of maize for the family consumption and paid school fees for my child who is in high school. I also gave my wife part of the money to invest in the ongoing business and spent the larger percentage of the amount on purchasing three bulls that would help in preparing my parcel of land."

"I spent my second transfer on buying a second hand motorcycle which I am using in transport business to earn an income."

"I spent my second transfer on paying school fees for my son who had cleared secondary school but had fee arrears and couldn't collect his result slip.I also added capital to my business and and ploughed rice."

"The biggest difference in my daily life is that, I now have a business where I earn my daily income and no longer have to do casual jobs to feed my family."