"I feel very excited about receiving the money, because it might change my life, as I plan to build a bigger house with metal roof, and also start a small business. "

"My biggest is how to get food to feed the family because of the current drought, also the business we do currently charcoal burning, is done by many people hence getting quick customer is sometimes a challenge. "

"When I received the second transfer, I was in dire need of school fees for my child who is in secondary school; thus I took 20000 KES from the transfer to pay the school fees. We had also formed a group where we contribute cash to buy a three -wheeled motor vehicle,popularly known as "tuk-tuk" for a collective taxi business;I therefore paid a 10000 KES contribution for the same. I also used 10000 KES on funeral expenses for my late uncle since we had a funeral and we did not have any other source of money to facilitate his burial.The remaining balance was spent on foodstuffs since the last harvest was poor and my family had no food reserves left."

"I used part of my second transfer to buy 15 plastic chairs for hire since I did not have any running business and I saw hire of chairs as a lucrative business in our area. I then used a total of 25000 KES for school requirements and fees for my child that was joining secondary school. The rest was spent on dry maize since my family did not have enough food. " (Occupation: Small business)

"I can expand my small business, build a shop because am operating from a wooden stall and also, i will be able to take care of my children's school fee requirements" (Occupation: Small business)

"My child has been in and out of school the whole of this term due to lack of school fees. Am glad because i will be able to offset all the debts i owe the school so that my child can study in peace" (Occupation: Small business)

"I have always wanted to cement my house, have my own livestock and boost my small business. I never knew how i could ever achieve that but thanks to givedirectly i can now think of engaging my hopes into reality" (Occupation: Small business)

"I will pay part of the money in school fees and improve my business for long term financial sustainability" (Occupation: Small business)

"Receiving the money has created a sense of hope in my family. I envision my household building a new house in a raised altitude that is not affected by floods like the current place I live in" (Occupation: Small business)

"I will restock my salon business and also use part of it in renovating my house which is in poor state"