"I would like to use part of the transfer to renovat my house buy fixing windows and plastering the unplastered areas . Secondly l would wish to expand my business to help generate more income to sustain my family. Finally l would like to use the rest of the money to pay school fees for my children in high school."

"My biggest hardship in life are lack of money to pay school fees for my children and illness of my child who is suffering from sickle cell."

"I plan to spend the transfer to construct a new house. I also plan to spend the transfer on fencing my farm to prevent destruction of crops by animals. I also plan to spend the transfer to pay school fees for my children in college."

"The biggest hardship that I face in my life is that our kids are always sent home due to lack of school fees and this really makes me depressed as the little money that we get from our casual jobs cannot be enough to buy food and also pay for their school fees."

"I plan to spend the transfer to pay school fees for my grandchildren who are in college and high school. I also plan to use the transfer to start a business."

"I plan to spend the transfer to pay school fees for my children in high school and college. I also plan to spend the transfer to expand my house to accommodate my family."

"We have planned to expand our house which is small and can not accommodate our whole family well, we will also pay school fees for our children."

"We plan to build a house and pay school fees. My kids go to private schools which are quite expensive, it's worth it because the quality of education is high."

"I plan to renovate and expand my house, pay school fees and to buy cattle and chicken for rearing."

"We plan to pay school fees, buy livestock like cattle and buy fishing materials like fishing nets and ropes."