"I am planning to spend my transfer on paying school fees for my three kids who are in secondary school,I will buy one dairy cow that I can keep for milk, I will also buy some bags of cement that I will use in plastering my floor and the remaining amount I will use to start a small business like that of selling sugar in small quantities in the village."

"The biggest hardship that I face right now is lack of enough money to enable me carry out my business as well as pay school fees for my children."

"I am planning to pay school fees for my children who are in secondary schools, buy cement, sand, timber and nails to be used to enlarge my house. If there is some money remaining, I will buy a bed."

"We are planning to spend our transfer on paying school fees,improving our current house and finally use part of it to buy household items."

"I plan to spend my transfer on school fees,fencing the compound and lastly on building a pit latrine."

"We have planned to plaster our floor with the first transfer,the second one we will build a toilet and pay part of school fees for our children"

"I plan to spend the transfer to build a kitchen and also repair my toilet. I also plan to spend the transfer to pay school fees for my grandchildren. I also plan to spend the transfer to plaster my house."

"I plan to spend the transfer to pay school fees for my grand daughter in high school. I also plan to spend the transfer to start a business. I also plan to spend the transfer to buy bulls and oxen plough that I will use during farming."

"I plan to spend the transfer to pay school fees for my child. I also plan to spend the transfer to rent agricultural land that I would use to grow crops. I also plan to spend the transfer to pay bride price."

"We plan to spend the transfer to rent a parcel of land that we will utilise for agriculture. We also plan to spend the transfer to buy a mattress and bed being that we currently sleep on a mat. We also plan to spend the transfer to pay school fees for our daughter."