"I am planning to spend my transfer on expanding my business of selling fingerlings as I was buying two basins and I would like to increase it to three basins so that I can sell,I also sell sugar in small quantities and if I get the cash I can buy a sack of sugar so that I can sell,I will also use part of the transfer on renovating my house by buying seven bags of cement that I will use in plastering my house and part of it I will spend in building a toilet as I don't have one. I will use the remaining amount in paying school fees for my child who is supposed to join college this year."

"I am planning to spend my transfer on building a house as the one we are staying in is very small,my husband will some part of the transfer on paying for my dowry, I will also use part of the transfer on starting a business of selling fish in the market place and the remaining amount we will spend on paying school fees for our children."

"I am planning to spend my transfer on paying school fees for my child who is in secondary school, I will use part of the transfer on finishing the renovation of my house by buying some bags of cement that will be used to plaster the walls and the floor,I will also build a toilet as I don't have one and the remaining amount I will use to start a small business of selling farm produce like beans, maize and kales."

"The biggest hardship that I face in my life is that getting school fees,food and taking my family to hospital whenever they are sick is a challenge as we don't have a stable source of income that can support our needs."

"We have planned to pay school fees for our children, we will also buy some livestock which we can use as source of security."

"I would like to use part of the transfer to oxen and ploughing machine to enable us do better farming. Secondly l would wish to build a pit latrine for my family since we do not have one. I would also wish to build a kitchen to serve as cooking room and sleeping room for my children. Finally l would like to pay school fees for my son who is in form one and has fees problem."

"I am planning to pay fees for my son who is about to join college and the rest of the transfers I will use to pay school fees for my children who are in secondary schools and primary schools."

"I am planning to start a small grocery store where I will sell tomatoes, onion and assorted vegetables. My spouse and I have also decided to use part of the transfers to pay school fees for our children who are in secondary school."

"I plan to spend the transfer to pay school fees for my son in high school. I also plan to spend the transfer to buy bulls and oxen plough that I will use during ploughing. I also plan to spend the transfer to expand the size of my house to accommodate my big family. I also plan to spend the transfer to revive my earlier business of selling fish."

"I plan to spend the transfer to pay school fees for my daughter in high school. I also plan to expand my house to accommodate my family. I also plan to spend the transfer to construct a toilet."