"The biggest hardship I have is that I have a son whom I enrolled in a special school but I cannot afford to raise his school fees because I don't have a reliable job."

"The biggest hardship I have is that I am not able to raise school fees because I don't have a proper source of income."

"I plan to pay dowry, buy clothings for us and the kids, invest and business and to pay school fees."

"We have planned to re-plaster our house and pay school fees for our children."

"The biggest hardship that I have faced is that I lack a stable source of income that can enable me to pay school fees for my son and provide basic needs for my children."

"We plan to spend the transfer to plaster our house. We also plan to spend the transfer to pay school fees for our son who is in high school. We also plan to spend the transfer to buy foodstuffs."

"I am planning to spend my transfer on building a toilet as we currently don't have any,I will spend part of the transfer on buying fifteen bags of cement that I will use in renovating my house and raising its level above the ground so that the rains that usually start during April do not flood my house as it does currently, I will also spend part of the transfer on buying two bulls and a ploughing machine that I will use in ploughing my farm and the remaining amount I will spend on paying school fees for my two kids who are in secondary school and the other two who are in primary school."

"I am planning to spend my transfer on paying school fees for my three children who are in secondary school,I will use part of the transfer on renovating my house by buying sand and ten bags of cement. The remaining amount I will spend on buying a generator and a pump so that I can use in irrigating my farm land and the rest I will buy two cows that will be used to pay for my dowry."

"I am planning to spend my transfer on building a house as the one I stay in usually collapses during heaving rains so I will build a stronger one,I will pay school fees for my child who is in academy class three,the other is in secondary school form two and the remaining amount I will spend on buying items that I lack in my house like chairs and a table."

"We plan to pay school fees, build a house, a toilet, and to buy a ploughing machine and cattle for farming"