"I would like to use part of the transfer to build a new house because the house we are staying in for my late wife so l would wish to build my new wife her own house. Finally l would like to buy cows for gazing so that I can use them to pay school fees for my children."

"My biggest hardship in life lack of proper source of income to pay school fees for my children."

"We plan to spend the transfer to construct a new house being that the one we currently have . We also plan to spend the transfer buy a cow and some bulls. We also plan to spend the transfer to pay school fees for our children in future. This is through saving Money."

"I am planning to spend my transfer on buying cows that I will take to my in-laws as dowry, I will pay school school fees for my children as one is in secondary school and six of them are in primary school and the remaining amount I will spend on repairing my house."

"I am planning to spend my transfer on renovating my house as it is in a bad state with cracks and dilapidated floors,I will build a kitchen using the cash, I will also pay school fees for my kids who are in primary school and the remaining amount I will spend on buying a cow and some goats."

"We have planned to expand our house,we will also buy farming equipments and pay school fees for our children."

"I am planning to buy cement, sand and lime which will be used to plaster my house. I also need to buy household items like a mattress, some cushions for my chairs and utensils. The rest of the money will be used to pay school fees for my two daughters who are in primary school."

"I am planning to buy more fishing inputs like nets and nylon ropes. I also need to acquire two oxen and a ploughing machine to help me when I am tilling my farm. The rest of the money I will use to pay school fees for my son who is in primary school."

"My biggest hardship is lack of access to proper source of income,and for this reason,there are days I cannot afford a meal nor raise school fees."

"I am planning to spend the whole amount on school fees inorder to keep our children in school."