"I plan to spend the transfer to buy hybrid maize seeds that I will use during sowing to maximise on the production. I also plan to spend the transfer to pay school fees for my children in high school."

"I would like to use part of the transfer to open up a business to generate income to sustain my family. Secondly l would wish to buy household items for our house. Finally l would like to pay school fees for my children who are in school."

"I would like to use part of the transfer to cement my house to avoid frequent maintance and improve the health of my family. Secondly l would wish to open up a business to generate income to support my family. Finally l would like to pay school fees with the rest of the money to my children."

"I plan to pay school fees. I have a child who is pending to join college, since 2014."

"I am planning to pay school fees for my children who are in primary and secondary schools. I will also buy timber, cement, sand and nails which I will use to build a better external kitchen and plaster my house."

"We have planned to rebuild our house and pay school fees for our children."

"I am planning to spend my transfer on clearing some debts like school fees for my children using the first transfer,the second tranfer I will spend on buying some bricks that I will use in building my house and the remaining amount I will spend on buying a dairy cow."

"My biggest hardship is that I have not been able to pay school fees on time because getting money has been an uphill task for me because my income is too low."

"I spent my token payment on buying 10 iron sheets, & a water super drum. I paid school fees for my children and bought food our daily consumption."

"We plan to spend the transfer to buy a dairy cow. We also plan to spend the transfer to pay school fees for my children. We also plan to spend the to plaster the floor of my house."