"I plan to spend the transfer to plaster my house. I also plan to spend the transfer to pay school fees for my children in high school. I also plan to spend the transfer to buy a cow. I also plan to spend the remaining part of transfer to boost my business."

"We plan to spend the transfer to pay school fees for two of my children in high school. We also plan to spend the transfer to start a small business that will help us get income. We also plan to spend the transfer to buy foodstuff."

"I plan to renovate my house, buy livestock and to pay school fees."

"We plan to buy a ploughing machine and two cows for farming, pay school fees and to renovate our house."

"The biggest hardship I face is just the burden of school fees. I still have the younger kids going to school."

"The biggest hardship that I face right now is lack of enough money to pay school fees for my children who are in primary school."

"The biggest hardship that I face currently is lack of enough money to pay school fees for my children who may drop out of school if I am unable to pay their fees."

"I am planning to spend my transfer on building a toilet using my first transfer, the second transfer I will spend in two ways; firstly I have a son who is in secondary school so I will pay school fees for him and secondly I will do finishing of my house by buying bags of cement that will be used to plaster the rooms that are not yet plastered. The final transfer I will spend on starting a small business of shopkeeping."

"The achievement I am proudest of is that I own some goats that I can sell when I'm in need of school fees."

"I would like to use part of the transfer to build iron roofed house because my house is leaking. Secondly l would wish to buy goats,sheep and cow to help save the money. Finally l would like to use the rest of the money to pay school fees for my children in high school."