"We plan to expand and renovate the house, buy furniture and beddings, pay school fees and to send some cash to our parents."

"I plan to build a kitchen and to pay school fees. Since my husband died before paying my dowry, I plan to do so on his behalf."

"I have planned to pay school fees for my child,I will also buy some cows to keep."

"We have planned to build a bigger house,a cattle shed and pay school fees for our children."

"The biggest hardship is that we have children who are in school and paying school fees is a major problem."

"I am planning to spend my transfer on paying school fees for my child who is in secondary school and the rest who are in primary school including five orphans belonging to my brother-in-law who I take care. The total transfer will only be spent in clearing school fees for the children as I have huge debts in terms of college fee,primary and secondary school fees that I hope to settle with the cash."

"I am planning to spend my transfer on expanding my business of selling fish by buying more fish that I can sell at the shores of Lake Victoria, I will spend part of the transfer on paying school fees for my two kids who are in secondary school and the others who are in primary school, I will use part of the transfer on digging a borehole so that I can have water for use in my compound and the remaining amount I will spend on renovating my house and part of it will go to building a toilet."

"We plan to spend the transfer to buy bulls and oxen plough that we will use to plough our farms. We also plan to spend the transfer to expand our house and buy furniture. We also plan to spend the transfer to pay school fees for our children."

"The biggest hardship I face is the burden of school fees. I have a child in Secondary school and the others go to private schools."

"I am planning to spend my transfer on paying school fees for my two children who are in secondary school, when I get my second transfer I will use it in planting sugarcane on my farm and the remaining amount I will use in buying some iron sheets that I will use to replace the ones on my roof as they are currently leaking when it rains."