"I plan to spend the transfer to pay school fees for my children in high school. I also plan to spend the transfer to buy bulls that I will use for ploughing. I also plan to spend the transfer to expand my house to accommodate my family."

"I would like to use part of the transfer to buy two cows to act as security incase of any emergency. Secondly l would wish to buy building materials so that we can build a permanent house since our house is small and temporary. Finally l would like to pay school fees for my child in high school."

"I would like to use part of the transfer to pay school fees for my two daughters who did forth form and are joining colleges and my two children who are in high schools. Finally l would like to buy ploughing machine for my family."

"I am planning to inject more capital into my business, I am a fish trader and I would like to increase the quantity of fish that I buy. I will also need to pay school fees for my children who are in various schools."

"I would like to use part of the transfer to pay school fees for my child who is in high school. Secondly l would wish to build a pit latrine to improve the health of my family. l would also like to build a house for my son to help the rest of my children to get some where to sleep. Lastly l would wish to open up a business to generate income to sustain my family."

"I plan to pay school fees and to invest in commercial vegetable farming of kales, tomatoes and onions."

"We plan to buy livestock especially cattle and to pay school fees."

"I would like to use part of the transfer to buy oxen and farm equipment to enable us plough our farm for better production. Secondly l would wish to pay school fees for my children who are in high school. Finally l would like to cement my house to avoid dust."

"I am planning to pay school fees for a college course I will undertake this year, pay school fees for my siblings who are in secondary schools and if there are any funds remaining build a small house for myself."

"The biggest hardship that I face right now is lack of a sustainable source of income, I have quite a number of children whom I take care of and if I am unable to raise their school fees they might drop out of school."