"Ispent 7,000KES on paying school fees, and the rest of the money on household expenditure: groceries and food."

"I am planning to spend my transfer on building a bigger house of three rooms as the one I stay in is two rooms as I will buy thirty iron sheets and some bags of cement that will be used. I will also spend part of the transfer on buying seeds for maize, tomatoes and pesticides that will be used in our farm. The remaining amount I will spend on paying school fees for my kids who are in primary school."

"I would like to use part of the transfer to pay school fees for my children who are in high school. Secondly l would wish to buy household items for my house to avoid borrowing from others people. I would also like to expand on farming since it is the main source of income. Finally l would like to use part of the transfer to open up a business to generate income for my family."

"I would like to use part of the transfer to expand my house because my house is very small to accommodate my family. Secondly l would wish to pay school fees for my children who are in high school. l would also like to build a kitchen since I prepare my meals outside but I really have problems during rainy seasons. Finally l would like to buy oxen for ploughing."

"We plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to start a business that will provide us with income now and in future. We also plan to spend the transfer to buy a cow."

"We plan to spend the transfer to plaster our house. We also plan to spend the transfer to build a toilet that we can use. We also plan to spend the transfer to pay loan which we borrowed to pay school fees for our children."

"The biggest hardship that I face in my life is that I don't have a stable source of income and at times I find it difficult to raise my daughter's school fees because I lack money."

"I plan to pay school fees, expand my house and to install steel doors and windows."

"I plan to pay school fees, none of my kids has made it to college. I want to admit at least one of them to college. I also plan to invest in farming"

"I plan to pay school fees for my siblings who I take care of. I am the eldest among them, our parents died long ago. I also plan to invest in real estate."