"We are planning to complete our house as we did not have sufficient money to do so, school fees for my children is also a priority and they will also need uniforms, thus the money will be a great help."

"I would like to pay school fees for my child who is moving to form three next year and buy oxen which I will use to plough our farm. If there is any left over cash I will use it to enlarge my house."

"Planning to spend my transfer on extending my house Planning to spend the transfer on paying school fees for my children Planning to spend the transfer on purchasing a water tank since water is a problem around our home"

"Planning to spend the transfer on pay school fees for my children Planning to spend the transfer on finishing my house Planning to buy at least one or two cows that can act as a source of income through milking and farming in the coming years"

"My biggest hardship has been to raise school fees alone without any support from relatives now that I'm a widow."

"I am planning to spend my transfer on opening a shop, I will also pay school fees for my children and to build a house. I will also use part of the transfer to build a toilet and to put up piped water in our home for clean drinking water."

"I am planning to spend my first transfer on buying food, I will buy clothes for my children and the remainder I will pay school fees for the children. The second and final transfer I will spend on building a house, I will also build a toilet and a kitche"

"I am planning to spend my transfer on starting a business of selling kerosene in small quantities, I will also spend part of it in building a house and to pay school fees for my children."

"I am planning to spend my transfer on cementing the floor of my house, I will build a kitchen for the family, I will also pay school fees for my children and part of it we will start a small business of selling fish."

"We are planning to repair our house, buy chairs, a table, pay school fees and buy an ox which will be used for farming."