"We plan to spend the transfer to pay school fees for our children. We also plan to spend the transfer to buy furniture. We also plan to use the transfer to build iron roofed house."

"I plan to spend the transfer to buy furniture and other household items. I also plan to use the transfer to pay school fees for my grandchild who is to join form one."

"The biggest hardship we are facing currently is on paying school fees for our children with no sure source of income."

"We are planning to spend our transfer on building a bigger house,buying two bulls for ploughing and lastly paying of school fees for our children."

"I am planning to spend my transfer on paying school fees for my children, I will also build a bigger house because the one I stay in is in a bad state and its almost falling down. I will also buy a water storage tank as our village has water shortage problem. The remainder I will use in starting a small business of selling cattle."

"I am planning to spend my transfer on constructing a toilet as I don't have one currently and I am forced to use the one belonging to my neighbor, I will also build a bigger house as the one I stay in is very small for my family and I will use part of the transfer to pay school fees for my children. I will use the remainder to start a small business of selling fish in our local market."

"We have planned to finish building our house and part of it we will pay school fees for our children."

"I would like to use part of the transfer to expand my house because it is very small to accommodate my family and my visitors. Secondly l would wish to buy oxen to enable do better farming to increase productivity. Finally l would like to pay school fees for my children who are in secondary schools."

"The achievement am proudest of is educating my eldest child to form four level through savings from casual labour. I feel proud about this because it's been a struggle to get money for school fees."

"I am planning to buy oxen for ploughing my farm, repair my house and lastly pay school fees for my children."