"I am planning to buy a mattress, a table and pay school fees for my child who is in secondary school with the first transfer. The second and third transfers I will use to buy materials with which I shall build myself a two bedroom gable house and pay workers building it."

"We are planning to spend the transfer on starting a business and paying of school fees to our children ,one is in form three and other two in primary school."

"I am planning to spend the transfer on building a better house and paying my children school fees both are in primary school and my wish is to see them through high school and beyond."

"We are planning to spend our transfer on paying school fees for our children, both are in class eight and will be joining high school next year."

"I am planning to build another house since this one is old and leaks alot whenever it rains. I'm also planning to spend the remaining amount on school fees since I have a son who is in secondary school and has not cleared his fee balance."

"I am planning to buy some bee hives so I can keep bees for their honey which I can then sell, I will also use part of the transfers to pay school fees for daughter who is in secondary school. Lastly I plan to increase the the size of my horticulture farm by leasing some farm land."

"I am planning to buy materials to be used to build myself another house and also pay school fees for my children who are in secondary school."

"I plan to spend the transfer to pay school fees for my child in high school. I also plan to build a toilet. I also plan to buy a generator that I will use to pump water from the lake to irrigate my vegetable farm."

"I plan to spend the transfer to buy beds and beddings. I also plan to spend the transfer to buy cows that will provide me with milk. I also plan to spend the transfer to pay school fees for my children."

"I would like to use part of the money to pay school fees for my son in secondary school who has fees problem. Secondly l would wish to build a kitchen to serve as sleeping room for my children and for preparing meals for my family. Finally l would like to plaster my house to avoid dust and frequent maintenance."