"I am planning to spend my transfer on clearing the school fees arrears that I have for my children, by next year when my child joins Form four in a local secondary school I will pay registration fee and school fees of Ksh. 45000 and when I get the transfe"

"I am planning to spend my transfer to pay school fees for my children and also to use the remaining amount to refurbish our house."

"I am planning to spend my transfers on paying school fees,expanding our house,buying cattle for keeping and finally get a water tank."

"I am planning to buy a piece of land,improve my house and pay my children's school fees."

"I plan to pay school fees for my children, one in secondary school and the other joining college"

"We plan to pay school fees, start up a business and to buy land"

"I am planning to pay school fees for my children, repair my house and start a small business."

"First,I am planning to set aside part of the transfer so that come next year,I am able to pay school fees for my son who is going to join form one.Secondly,I would like to renovate my house because I would like to stay in a nice house."

"We have planned to use the transfer to buy furniture and also to buy maize. I also plan to use part of the transfer to pay school fees for my son in school. I also have a loan of Kshs. 25,000 which I used in building my house. I plan to use part of this t"

"We are planning to spend our transfer in building a better house,school fees for our children and starting a small business that will generate more income."