"When I received my second transfer, I had plans of purchasing a boat engine. A new one went at 60 , so being much higher than what we had, we opted for a second-hand one which costed us 60000 KES. We therefore made a down payment of 43000 KES with monthly installments of 5000 KES. That has greatly improved his fishing activities because he can go as far us 50km inside the lake and get as many fish as possible. As a result a lot of income has always been generated using the engine boat as compared to previously when he used a manual boat which could hardly cover 10km."

"I spent 30000 KES of my second transfer on constructing a fishing boat and used the rest of the money on paying school fee."

"I spent the larger part of my second transfer on building a boat 40,000 KES and now my husband is using it for fishing .I also paid school fees for my child who is in high school 9800 KES"

"I spent 20000 KES of my second transfer on constructing a fishing boat that my spouse uses for fishing. I used part of the money on buying school requirement for my children. I bought a cow at 15000 KES and used some money on buying food for my family."

"I spent my second transfer on purchasing a boat which we thought was the best way to invest a portion of the transfer because the boat will help my spouse conduct his own fishing without necessarily hiring other people's boats. I am glad that currently we can talk of something close to 4000 KES every day not as before when even raising a 1000 KES was just a nightmare. The remaining amount we spent on purchasing a television to help us learn and follow whatever thing that happens in the world."

"I spent my spent my second transfer on buying a fishing boat at 20,000 KES, a fishing net at 4,000 KES, cupboard at 8,000 KES, a wooden table at 4,000 KES, a sub-woofer system at 6,000 KES, paid 5,000 KES school fee for my four children in primary school, then used the rest of the cash food for the house."

"The biggest difference in our daily lives is yet to be experienced. However, in 7 months' time, we will harvest fish easily and sell without having sent any person to go fishing in the Lake on our behalf, and within some time my husband and I will have earnings enough to put up a better house. We have always wanted to do this but lacked capital, thank you very much."

"I spent 30000 KES of my second transfer on constructing a boat that my spouse will use for fishing. I bought sand and cement at 12000 KES that I'm planning to use in plastering my house.I paid school fee and used some to buy food."

"I spent my second transfer on fishing net (17,000 KES).I then bought 3 cows (33,000 KES)"

"I spent my second transfer on buying a cow for my son that he'll use in paying dowry. I bought a fishing net, paid school fee for my child and bought a music system too."