"I used to own ten goats, which were a crucial part of our household because we have never had to buy milk, and whenever emergencies arose, I could sell one. Unfortunately, a disease outbreak claimed four of my goats, leaving me with just six. At least I was able to call a veterinary in time and save the remaining six, which was a relief. Now, my plan is to add five more goats to rebuild my herd. I intend to use my final cash transfer to purchase the new goats and manage them properly, as I am confident that this investment will greatly benefit my family by providing milk and a reliable source of income in the future." (Country: Kenya)

"I have clear plans to improve our living situation, as the current arrangement is not ideal for my family. Right now, we live in a two-room house, where I share a bedroom with my six girls, and the living room doubles as a sleeping space for my three growing boys. Each morning, we must move everything around to transform our living space, which is especially challenging now that my boys are older and uncomfortable sleeping on the floor. This is not only inconvenient but also unsafe, given the presence of snakes in our area. To address these issues, I plan to use part of my final transfer to build a proper house for my boys, providing them with their own safe space. Additionally, I intend to invest the rest of the funds in crop farming, which will help support our family in the long term and improve our living conditions even further." (Country: Kenya)

"I plan to invest more in livestock farming because it’s something I genuinely love and find fulfilling. Currently, I have five goats and ten sheep, which have already made a significant impact on my life by providing milk and contributing to my household needs, such as school fees and food. I have never had to buy milk since we get it directly from our goats, which is not only cost-effective but also ensures that my family enjoys fresh, nutritious milk. My ambition is to gradually expand my herd to over 100 animals, including more goats and sheep, as well as introducing cows into my farm. To achieve this goal, I intend to reinvest the proceeds from my crop farming and surplus income from my business, ensuring that I can grow my livestock operation sustainably without financial strain. With this careful planning, I am confident that I will be able to meet all my family's needs without struggle." (Country: Kenya)

"I have a clear plan to ensure my family's safety and stability. After purchasing a plot on installments, I still have pending arrears of $150 that I need to clear. This past year, we faced severe floods that forced us to relocate temporarily, highlighting the need for a more secure living situation. To prevent similar disruptions in the future, I intend to use my final transfer from GiveDirectly to settle this debt. Additionally, I will utilize the income generated from my crops to build a new house on my plot, allowing my family to move into a safer and more permanent home. By taking these steps, I aim to create a secure environment for my family and protect us from the devastating impacts of flooding." (Country: Kenya)

"I am blessed with three children, and as a single mother, I strive to provide for my family through casual jobs and charcoal production. Additionally, I engage in crop farming, though I face numerous challenges, including droughts and floods that often limit my harvests. With my first transfer, I took a significant step toward securing my family’s future by starting livestock farming; I purchased two goats, which I believe will become a valuable asset. My plan is to buy two more goats with my final transfer because goats thrive in our area, and they will multiply over time, providing me with a sustainable source of income. This income will be crucial in helping me meet my children's needs, especially their school fees, ensuring they have the opportunity for a better future despite the challenges we face." (Country: Kenya)

"My goal in the coming year is to complete the house. I need to buy more iron sheets, right now, I have ten that I was able to purchase with funds from the transfers. I will also need more building poles to finish the roof. To reach this goal, I plan to set aside part of each transfer, along with some of my husband’s support, to buy the materials we need. The financial assistance we receive is a huge help in making this long-term goal possible, and I am very thankful for it." (Country: Kenya)

"In the coming year and beyond, my primary goal is to use the funds to support my mother’s recovery. I plan to set aside part of each transfer to buy her medications and cover her monthly hospital visits. My hope is that, with this support, she will be able to regain her health. I am so thankful for the help that is allowing me to provide for her and contribute to her healing journey." (Country: Kenya)

"In the coming year, my goal is to buy more iron sheets and other materials like building poles so I can begin construction on my one-room house. This would provide both my relative and me with more privacy, allowing each of us to live in our own space. To make this happen, I plan to set aside part of my funds specifically for building materials while using the rest to purchase food to maintain a stable supply. If we receive rain, I hope to plant maize on my farm. With enough food from the farm, I could put all of my resources toward building, making the process faster and smoother. I’m truly thankful for the support I’ve received so far and hopeful it will continue to help me reach this goal." (Country: Kenya)

"Next year, my goal is to use future transfers to help pay school fees, buy more school supplies, and purchase food. I am determined to complete my studies and go on to study teaching in college. Teaching is something I am passionate about, and I am excited to pursue it as a career. This financial support has brought me closer to my dream of becoming a teacher. I am so thankful for the opportunity to continue my education with fewer financial worries." (Country: Kenya)

"Looking ahead, my goal is to continue using this support to manage my health issues. The funds will help me purchase necessary medications and cover the doctor's visits. I also plan to allocate part of the transfers for food, as having a stable supply is essential for my recovery. To manage my expenses effectively, I will divide the money to cover each of these needs. I truly appreciate the financial help that is allowing me to care for myself." (Country: Kenya)