"I am planning to spend my transfer on paying school fees for my children, I will also build a bigger house because the one I stay in is in a bad state and its almost falling down. I will also buy a water storage tank as our village has water shortage problem. The remainder I will use in starting a small business of selling cattle."

"I am planning to spend my transfer on constructing a toilet as I don't have one currently and I am forced to use the one belonging to my neighbor, I will also build a bigger house as the one I stay in is very small for my family and I will use part of the transfer to pay school fees for my children. I will use the remainder to start a small business of selling fish in our local market."

"We have planned to finish building our house and part of it we will pay school fees for our children."

"I would like to use part of the transfer to expand my house because it is very small to accommodate my family and my visitors. Secondly l would wish to buy oxen to enable do better farming to increase productivity. Finally l would like to pay school fees for my children who are in secondary schools."

"The achievement am proudest of is educating my eldest child to form four level through savings from casual labour. I feel proud about this because it's been a struggle to get money for school fees."

"I am planning to buy oxen for ploughing my farm, repair my house and lastly pay school fees for my children."

"I plan to use this transfer to build a bigger house to accommodate all the family members. I also plan to use the transfer to pay school fees for my child in high school."

"I am planning to spend my transfer on increasing the number of rooms in my house because currently it is small, I will also have the floor cemented using the transfer and to use part of the transfer in buying two bulls and a ploughing machine for my farming activity. I will pay school fees for my child who is joining class eight this year and use the remaining amount to buy land somewhere else."

"My happiest part of the day is in the morning when my children are able to go to school without being sent home for school fees."

"I would like to use part of the transfer to pay school fees for my children. Secondly l would wish to buy oxen to enable me do better farming. Lastly l would like to buy bicycle to enhance movement since I growing old and walking is becoming a problem."