"The biggest hardship I have is lack of enough money to enable me begin saving school fees for my son who will join secondary school in the year 2017."

"I would like to spend the transfer on school fees,I would also like to buy a water tank that will harvest rain water for drinking."

"I would say lack of school fees and the burden of taking care of 13 children is the hardship we are currently facing."

"We are planning to expand our house by adding some more extra rooms inorder to accommodate our expanding family.We are also planning to purchase some household items that we lack and lastly,we are going to save some in our school fees account to cater for"

"First,we would like to buy household furnitures since we have none,we would also like to spend some on school fees.Secondly,we would like to buy some cows that will aid in farming inorder for us to get enough farm produce."

"We plan to use this transfer to buy livestock and embrace poultry keeping. We also plan to use it to rent agricultural land to enable us do farming. We also plan to use part of it to pay school fees for my son at the university level."

"We plan to use the transfer money to pay school fees and also buy furniture. We also plan to start a small business. We will use the remaining balance to buy food and household items."

"We plan to use the transfer to pay school fees for our children. We also plan to renovate our house through cementing the floor. We also plan to use part of the transfer to pay dowry. We also plan to use the remaining balance to build a toilet."

"I am planning to spend my transfer on buying furniture for our house, we will pay my dowry, we will also pay school fees for our children and build a bigger house."

"I would like to use part of the transfer to build my own house. Secondly l would wish to pay dowry to parents inlaw to appreciate them. Finally l would like to pay school fees for my children."