"I am planning to spend my transfer on paying school fees for my child who is joining secondary school, I will buy wire mesh so that I can fence my home, I will renovate my house by buying bags of cement to be used in cementing it and I will build a kitchen as I currently don't have one forcing me to cook in the open."

"I am planning to spend my transfer on repairing my house because ever since my husband died the house has not been in good shape, I will pay school fees for my children and to invest the remaining amount in my business of tailoring by buying materials."

"I plan to pay school fees for my eldest child who is to join form one, she is even late because she was to join by January. The rest I will use to pay school fees for the other children."

"I plan to build a bigger house. I live in a small one roomed house. I also plan to build a toilet and to pay school fees for my children."

"I plan to start a business of selling paraffin. It's on demand here and the supply is low. I also plan to fence my compound, it's too open. The rest I will use to pay school fees and to plaster my house with cement."

"I have planned to pay school fees for my children and rebuild my house since its licking."

"We have planned to pay school fees for our child."

"The biggest hardship has been taking care of school fees for our children since we are just casual labourers"

"I have planned to rebuild my house and pay school fees for my children"

"The biggest hardship I have is lack of a steady source of income and insufficient money to pay school fees for my children."