"Achieving a tangible asset without saving can be challenging, which is why I allocated $60 to our merry-go-round group for savings towards acquiring a goat for rearing. I am optimistic about starting a goat-rearing project because it will serve as financial security for my family in the future. With the remaining amount of $42 from my transfer, I used it to buy food for my family's consumption, ensuring we have enough to meet our daily needs. Investing in livestock like goats not only provides a stable financial foundation but also offers a source of sustainable income through breeding and selling. I believe that this project will yield significant benefits for my family's financial security and overall well-being. By carefully managing my resources, I aim to create a sustainable path towards achieving our long-term goals and securing a better future for my loved ones."

"For the past decade, I've earned a living by selling local toothbrushes, a job that has supported my family's needs. Currently, my wife and I are actively cultivating maize on our two-acre farm, hoping for plentiful rains and a bumper harvest. A successful harvest will not only ensure food security but also provide financial resources to enhance our quality of life. Recently, I invested in livestock by purchasing a goat for $45, supplementing the cost with earnings from my business. With this addition, I now own six goats, all acquired using funds from the transfers. These animals will serve as valuable assets for the future, offering security and potential income. In addition to supporting my immediate family, I assisted my son in paying $34 in school fees for my six grandchildren. They had been sent home due to outstanding fees, but with the financial assistance, they were able to return to school, complete the term, and sit for their exams. Furthermore, when my son's house collapsed earlier this year due to heavy winds, I contributed $34 towards purchasing building poles to help him set up a new home. I am relieved that he now has a safe and comfortable dwelling, protected from the elements. I am grateful for the financial support provided by Give Directly, as it has enabled me to fulfill my responsibilities to my family and improve our overall quality of life."

"After using the money from the second transfer to buy goats and the money from the third transfer to plant my farm, my plan is I'll sell what I grow on the farm to pay for my two daughters' university fees. I'm confident that when they finish their school and find jobs, they'll take care of me, and we'll have a good life together."

"I received the money in for the preparation and my mum was very sick now,life was very hard,i was takig care of the deceased.i was to renovate my home and buying goats i have no any other option,god"

"My first priority is to go for medication when I receive the transfers. I will set aside KES 20000 for medication. I will also ensure that I budget KES 10000 to stock food and buy beddings for my family. I am approaching old age and this is worrying me since I have no savings nor investment. With the transfer I plan to invest KES 40000 on livestock farming. I will buy five goats and a cow. This will help me not to struggle in the future."

"Farming in a semi-arid area can indeed be unpredictable and challenging. Despite our efforts to make it successful, the outcome often falls short of expectations. The presence of Prosopis trees in our area has been particularly problematic, as the sugar pods they produce harm the teeth of our goats, making it difficult for them to feed. Over the last three years, I have seen a significant decline in the number of goats we have, either due to having to sell them or because they succumb to diseases exacerbated by the conditions. However, there was a moment of joy when 10 of our goats gave birth five months ago, which increased our herd and added to the wealth of our family of 10. It is a reminder that even in challenging circumstances, there can still be moments of hope and resilience."

"Currently, the two goals that I have is to invest on livestock keeping through the purchase of goats and to pay school fees for my son. This is because I would love to see him excel in life and achieve his dreams. Due to this, I am willing to do any possible thing to make sure that he completes his studies. The goats will also come in handy when I do not have money to use in paying for his school fees as I can easily sell them. Aside from the financial support from GiveDirectly, the government aid for the aged will come in handy in achieving these goals that I have as I am optimistic that I'll start receiving them from May as we were promised."

"Currently, my goal is to invest the money that I will receive from our savings group on livestock farming by buying some goats. This is a great investment since they increase in number over a short period of time. In addition, I can easily convert them to cash when in need since they're not so costly when selling. This goal will only be possible with the aid from GiveDirectly since without it, I would be so strained financially."

"I shoulder the responsibility of caring for my two grandchildren, ensuring their basic needs such as food, clothing, and education are met. Prior to being enrolled in GiveDirectly, I earned a living by selling charcoal, a physically demanding job that took a toll on my health, resulting in frequent severe chest pains. Now, I heavily rely on the monthly transfers from GiveDirectly to support my family of four. I allocated $30 towards school fees for my two grandchildren, ensuring they can continue their education without significant disruptions. Additionally, I set aside $30 in a savings group with the intention of investing in livestock to improve our quality of life. With the funds saved from the transfers, I have already acquired 1 cow and 7 goats, which I consider a significant and promising investment. The remaining $42 was utilized to purchase food for my family, ensuring that we never go without a meal. Despite the health challenges that limit my ability to work and generate income, I am immensely grateful for the financial assistance provided by the transfers. It has played a crucial role in enabling me to fulfill my role as a caregiver and provide for my family's needs."

"With the final transfer I received, I made a strategic decision to invest in livestock to secure a more sustainable future for my family. I bought a cow for $250, primarily to provide us with milk, which is essential for my young children as they are at a high risk of malnutrition. The cow will not only cater to our immediate needs but, as it breeds, I plan to sell them in the future to cover school fees for my children. Additionally, I invested in two more goats, costing $50 each, adding to the three I previously acquired. Goats thrive in our harsh climatic conditions and their quick multiplication will allow me to sell some for extra income, which I'll use to pay for school fees and meet other family needs. My focus remains steadfast on my children’s education and ensuring they can continue their studies without financial hindrance. I never had the opportunity to attend school due to security issues and financial constraints, which eventually led to my reliance on casual jobs and charcoal production alongside my wife-an unsustainable means for our family of six. To further alleviate our situation, I also purchased two bags of maize for $90 to help address our immediate food shortages. I am deeply thankful to GiveDirectly for their support, which has been instrumental in these investments and in planning a brighter future for my children."