"I am newly married with a family of 3 and trying to make ends meet through a motorcycle taxi. My wife is a housewife and I have been aspiring to own a dairy cow which she will be looking after while I do the motorcycle taxi. This will improve our sources of income which will lessen the burden on the family. With an approximate cost of KES 35,000 for the first transfer, I intend to purchase a dairy cow which will be used as an additional source of income. I am happy that soon my life will be transformed through the funds from Give Directly."

"We are a family of 3 children, 2 boys, and a girl. We are people of little means majorly depending on casual jobs of weeding other people's farms to earn a living. Our living standard is so poor because these casual jobs pay meager wages which are hardly sufficient to meet our daily needs. Every day is hard for us, there is no easy day and it worries us a lot since we live from hand to mouth. We are never certain of what the next day has for us. Receiving this money, therefore, will be a major boost for us since it will enable us to buy a dairy cow that we have always wanted to own. At the moment we buy a liter from the neighbor at KES 60 per liter which is unaffordable sometimes. It pains us a lot when our young children cry for milk which we are not able to provide them with. We plan to buy a dairy cow worth KES 30000 for milk productivity for consumption and to sell the surplus. We will use the rest of the money to build an iron sheet roofed house."

"I will have aid in plowing my farm. I wish to have three cows to help with my farm work. I have a two-acre farm where I plant maize, vegetables, and beans. It is efficient to plow with cows and easy. Since I can not buy a cow, I will have to begin with a goat each month. For the next ten months, I will buy ten goats (30000 KES) and later exchange them for two cows. Later I will invest in myself and enroll in a driving school to get some skills. I would want to be a public service driver, this job will help increase my earnings."

"I think of this money, and see myself as a landlady. My goal is to buy a piece of land and build rentals. To achieve this I will begin by acquiring a few goats, if possible for the next 10 months I will be using these transfers to acquire one every month. I will raise them and swap them for cows. A piece of land may cost about 50000 KES, this translates to two cows. I want by the end of this program I have something substantial to call my own and to improve my living standards. It will make me very proud."

"I am a farmer and I would like to own at least two cows to plow my land. At the moment I cannot acquire a cow at once, consequently, I will have to buy goats and exchange them for cows. My target is to acquire about 14 goats (a goat every month for 2500 KES) and trade them for two cows. The remaining 500 KES I will spend on school fees. I have five children in primary school with the eldest in grade seven and the youngest in grade two. In a term, I pay about 4000 KES for the five of them, I am so happy that this money will aid in their education for the next five years."

"For the past 5 years I have been depending on milk supply from my mother in law's house.I do not own a dairy cow and hence having access to milk has been a challenge especially when visitors are around. Being a mother of 4 I feel embarrassed and stressed during this time because I get a half a liter of milk or none therefore my children are subjected to nutritional problem. Receiving this money means I will be able to buy my cow at a co of KES 40000. I am joyous that this will relieve me of family conflict in terms of milking and sharing of milk."

"it was around 6 Am when I heard a ringtone message notification from y phone. I did not check it immediately. I woke up and do my morning chores and later checked it out. I could not believe my eyes it was a message confirming that I have received money from GiveDirectly. I felt so happy and immediately informed my family members and all were happy too. I knew I would be able to purchase a daily cow. We went and withdrew part of the money the same day and spend it on household items that we were lacking."

"Receiving this money means enough capital for my small business. Six months ago, we started providing Mobile money services in the nearby shopping center. This business is much more profitable when there is enough capital. Currently, I am running with a capital of KES 25000 which has assisted me to meet my family's needs though it is minimal. I am planning to use the first transfer of KES 55000 as capital to boost my daily income. The rest I will use to purchase a dairy cow so as not to depend on business only as a source of livelihood. I am happy because this will help me achieve my dream of being financially independent."

"Receiving this money means the completion of my cows shed. For a year now, we have been struggling to complete it so as to start a zero grazing unit. I was planning to commit KES100,000 from my savings to buy dairy cows. I am lucky that with these transfers, we will be able to fulfill this. Dairy farming is doing good now because of the readily available market for milk. This will ease the burden payment of school fees for my children in private school."

"Agriculture is my main source of livelihood. I practice mixed farming to improve my income. Livestock does better thus I prefer it to crop farming. I currently own two dairy cows producing an average of four liters when lactating. This has been my major source of income since I have been able to school fees for my children and meet my daily household expenditure. I always wish that I had more cows so that I would have more milk production throughout the year from my farm. This cash transfer to me means an added asset and higher income. I am planning to spend KES 30000 to buy a dairy cow to add to my herd. I am certain I will have more milk from my farm thus higher profits. I will use this income to pay my children's school fees and save some to invest in other income-generating activities."