"I am a farmer, and my husband works as a boda boda rider and manages our retail shop. We are blessed with four children. Upon receiving our second transfer, my husband and I made the joint decision to use the entire amount of $550 to restock our shop, which was on the brink of collapse due to a lack of funds. This was because we heavily depended on the shop's income, given the limited earnings from our farming and motorcycle business. As a result, we were able to rejuvenate the shop with our second transfer. We are overjoyed because my husband now manages the shop full-time, and it has become more profitable due to the investment we made in it." (Occupation: Motorcycle or bicycle taxi)

"My recent unconditional cash transfer was truly a blessing. I decided to prioritize my well-being and comfort, so I spent part of it on buying a new bed and mattress, totaling $130. For years, I had been sleeping on traditional rope beds, enduring countless sleepless nights and often waking up with back pain, which made it difficult to continue working. This upgrade to a proper bed and mattress has already made a world of difference in the quality of my sleep and my overall health. In addition, I used $100 of the funds to purchase spare parts for my motorcycle, which had been sitting broken for a while. This motorcycle is my main source of income, and being an elderly widow, I rely on it to support myself as my children have their own families to care for. The ability to repair it has brought a significant positive change to my life. I also invested in two goats, totaling $110, which will serve as valuable assets. I am confident that soon I'll have a thriving herd that will not only provide sustenance but also help me address any unexpected financial challenges. Furthermore, I gave $50 to my granddaughter, who is in college. She had been out of school for a while due to a lack of tuition fees, and I had no idea when she would be able to return. This cash transfer allowed me to bring her a step closer to her dreams. With the remaining amount, I made sure that my family of three never had to go to bed with empty stomachs again, securing our daily sustenance."

"I have repaired my motorcycle, and it has become very useful for my daily errands. My primary goal now is to save more money from my taxi business and use it to buy more goats. The Annual Goat Auction is coming up in December, and I plan to purchase five more goats to add to my current herd of 20 and sell them during the event. Each goat retails for $120, and I hope to make a substantial profit. This profit will go towards starting other projects in the future." (Occupation: Motorcycle or bicycle taxi)

"My goal is to fulfill my lifelong dream of becoming a farmer, specifically focusing on green gram cultivation given the favorable climate and soil conditions in our region,. Despite financial limitations being a longstanding obstacle, I am determined to overcome them. I am planning to comence on this farming venture and aim to have everything prepared by the onset of next year's long rains. To ensure the realization of this goal, I am committed to setting aside a portion of my resources and diligently working towards making my dream of becoming a successful green gram farmer a reality." (Occupation: Motorcycle or bicycle taxi)

"As I said I have one child now who goes to school and another who is yet to start school. I would like for both of them to be well educated. My hope is I will build a source of finances that will help me educate the. The animals I am buying, I hope will multiply and when they increase I can sell them to cover my children's school fees." (Occupation: Motorcycle or bicycle taxi)

"After clearing my motorcycle debt, my primary objective is to construct a durable and permanent house. Although my current dwelling provides ample space, its construction from mud and weak poles makes it susceptible to deterioration over time. To address this concern, I have made plans to build a stone-walled house that can withstand not only the test of time but also the challenges posed by the rainy season. This will ensure the safety of my family and our belongings, alleviating any worries about potential collapses or damage. I am delighted with the support I have received through the transfer, as it has enabled me to provide for my family even during these challenging economic times. I am grateful for the positive impact it has had on our lives." (Occupation: Motorcycle or bicycle taxi)

"In our entire family, we have been reliant on my brother's cows for milk production, but it is inconsistent. During dry periods, everyone at home, including my parents, buys milk, which is sometimes expensive and unaffordable. Even though I don't have a family of my own yet, I saw it fitting to invest in livestock by purchasing a heifer worth $200 with the second transfer. While I await the start of my own family, my extended family will benefit from the milk once the heifer calves, reducing milk expenses and bearing offspring that I can sell to serve any emergency needs. I enrolled in the program while still recovering from an injury sustained in a motorcycle accident, which had been my sole source of income. The opportunity to buy another one when I received the second transfer could not pass by. I used the remaining $330, added to the $160 I had in my savings account, to purchase a secondhand motorcycle. It has since proven valuable for offering taxi services within the nearby shopping center. Additionally, I have carpentry skills, so whenever I am not using my motorcycle for work, I engage in carpentry jobs, providing an alternative source of income."

"I want to have built a house and sell my cows to buy a motorcycle."

"Empowerment surged through me as I resolved to secure my family's financial future. My husband's motorcycle taxi business has carried us thus far, but the weight of our financial responsibilities is becoming overwhelming. I yearn for independence, a desire that has long been my beacon. Over the next year, I will embark on a journey into extensive goat rearing, a venture that promises to provide the financial stability we crave. I will nurture our current flock, allowing it to multiply and creating a safety net for our family in times of need. I envision the peaceful pastures where our goats will thrive, the income they will generate, and the pride in knowing I can contribute to our household's well-being." (Occupation: Motorcycle or bicycle taxi)

"It's been a difficult period for the last 3 years. We've had a long drought cutting across seasons. This has led to severe water shortage. Due to our dependence of irrigation for farming, it's hard harvesting. Most of the time my farm dries due to lack of rains or water to irrigate. This has really affected my ability to establish myself. It has led to low farm productivity and I also grow a small portion of the land. This is because of inadequate water supply." (Occupation: Motorcycle or bicycle taxi)