"I paused my tailoring education at college because I was expecting and due for delivery. After a few months, my baby will have grown and weaned. I plan to resume my studies and continue with my course as I initially intended. Now that I am married, I depend on my husband to help cover my college fees, along with a portion of the transfers that I have saved. I also plan to continue saving another portion of the transfers, and with my husband's support, I hope to buy a sewing machine and start my own shop once I complete my course. Additionally, I have been purchasing goats and chickens with my previous transfers, and I am optimistic that they will multiply. This will allow me to sell some of them and invest in my tailoring business venture. My ultimate goal is to achieve financial stability, and I believe this venture will help me reach that aspiration."

"My main focus is to ensure that my five children receive an education and remain in school without interruptions, giving them the best opportunity to concentrate on their studies. I am incredibly grateful for the transfer assistance I have received from GiveDirectly, which has enabled me to pay for their school fees. Moving forward, I plan to continue using a portion of these transfers to cover their school fees, ensuring they are not sent home for unpaid fees. During the school holidays, when I don’t need to pay any school fees, I intend to use part of the transfers along with what I earn from my charcoal-selling business to buy goats. I hope that these goats will multiply and increase in number and value, providing me with a reliable source of support for my children's welfare and education in the future. This investment is essential for securing a better future for my family."

"Previously, I was determined to build a separate kitchen to protect my family from the smoke and toxins of cooking inside our home. I am thrilled to share that the kitchen is now complete! Looking ahead, my plan is to establish a herd of livestock, including bulls that will assist with plowing my farm. To achieve this, I intend to use a portion of the transfers I receive from GiveDirectly to buy more goats. I hope they will multiply and increase in number, allowing me to trade some of them for cows in the future. This investment will provide me with a reliable source of support for my family and help fund my children's education, especially when this program comes to an end. I am excited about the opportunities that lie ahead!" (Occupation: Small business)

"My aim for the upcoming year and beyond is to establish a large livestock-rearing project, specifically focusing on goat rearing. Currently, I have managed to purchase five goats. I am fond of goats due to their rapid multiplication and their resistance to diseases. Additionally, goats have a ready market, so there's no need to struggle to find buyers in case I want to sell them. Initially, I considered investing in poultry, but an outbreak wiped out almost all the chickens in our village, leading me to give up on poultry farming. Furthermore, my primary goal is to diversify my livestock by adding cows, which would be beneficial for plowing land and eliminate the need to hire services from neighbors. To accomplish this, I plan to allocate a larger portion of my monthly transfers, approximately $30 , to save up for a cow that costs $180 to get started." (Occupation: Small business)

"My goal in the coming months is to continue supporting my children’s education. My son in college currently has an outstanding fee balance of $111, which must be cleared before he can sit for his exams. I am working hard to pay off this debt by the end of the year. To achieve this, I plan to allocate my next transfer specifically for his fees, while using the income from my business to cover the school fees for my six younger children. I am incredibly appreciative of the support I’ve received so far, as it has made a meaningful difference in helping me pursue my goal of providing quality education for my children." (Occupation: Small business)

"I run a small business selling charcoal to support my family. My husband, who is the primary breadwinner, works as a mason, constructing houses. However, house construction jobs are not always available, and it’s challenging for him to secure consistent work. During these times, it becomes difficult for him to provide for the family, and I step in to help with the little I earn from my charcoal business. Thankfully, the financial transfers from GiveDirectly have provided a safety net for us during these financially difficult periods. I used $30 from the transfers to pay school fees for our two children who are in primary school, ensuring they can continue their education without any disruptions. I also spent $42 on food, making sure that our family had enough to eat and didn’t experience hunger. Additionally, I saved $30 in a family savings group we formed with eight other members. Every month, each member contributes $10, and the total is handed over to one person in the group to use for a development project of their choice. My intention is to use my turn’s savings to invest in livestock, which will be a long-term investment for my family, providing us with a source of future income."

"I am happy that I have managed to build our dream house. Therefore, in the coming years and beyond, I want to focus on purchasing livestock, specifically goats and cows. Additionally, I want to ensure that my children have access to education and that we have enough food for family consumption. Since we were promised support for five years, I have realized that time is limited. Investing in livestock will help secure my future because I will have goats, and in case of any financial crisis, I can sell them to address the issue. I have four school-going children, and three are still too young for school. As I do not have a reliable source of income, I want to make good use of my transfer to acquire a good number of goats, which I will later sell once they have multiplied to a good number and then obtain a cow. Once I have a cow, it will provide me with milk after giving birth, which will be used for both domestic and commercial purposes. I aspire to live a better life now that I have been receiving financial support from GiveDirectly. I am truly hopeful that my dreams will become a reality, as this would bring me great happiness." (Occupation: Small business)

"With seven children in school and no stable source of income, my priority is to work hard in my charcoal burning and selling business to ensure that my children receive a good education and have a better life in the future. Paying their school fees has always been essential for me, and I plan to continue doing so by allocating a portion of the transfers I receive from GiveDirectly. Additionally, I want to secure our future by investing in livestock. To achieve this, I intend to use part of the transfers and start small by buying gradually chicken. My hope is that these chicken will multiply, increasing in number and value, which will allow me to trade them for goats. As the goats also multiply, I plan to trade some of them for female cows, with the intention of having them breed as well and multiply in number. My ultimate goal is to build a substantial herd of livestock of various types that will serve as a valuable asset. This will enable me to support my family and cover my children's education as they transition to higher education levels, especially when this program comes to an end. I am very grateful for the support and opportunities that GiveDirectly has provided us, helping us change our future for the better."

"I run a donut selling business to provide for my family's daily needs. However, my current capital is insufficient to generate significant revenue from this business. Nonetheless, I continue to support it as best as I can. On the other hand, my spouse burns and sells charcoal, but it doesn't earn much due to the scarcity of trees for making charcoal. My main focus at the moment is ensuring that my son completes his junior secondary school successfully. I also have four other children whose education I need to support. Thanks to the support from GiveDirectly, I can ensure that their school fees are paid on time while I work hard to provide for our basic needs. I have ten children, some of whom dropped out of school due to lack of school fees, but now I have five in school. I am dedicated to ensuring that those in school receive the best education. This is because I believe that education is the key to securing good jobs and supporting their families in the future, as well as supporting us as parents."

"Currently, my family of four members lives in a tiny one-room house. The room is very cramped and not spacious enough to accommodate all of us comfortably. My goal is to build a larger, stone-walled three-room house that will provide ample space for my family members and any future visiting guests. Having a bigger house will enhance our living conditions and give us a sense of pride and security. To achieve this goal, I plan to continue saving $20 every month in my savings group until December next year. By then, I will have accumulated enough money to finance the entire construction of the house. This goal is very important to me as it will not only improve our living standards but also ensure that my family has a secure and comfortable place to call home. I am very optimistic about achieving this dream, thanks to the steady income I am now receiving from my thriving vegetable business. I am deeply grateful for the financial support from the transfers, which has helped stabilize my business and uplift my family's living conditions. With the support, I can now achieve long-term goals that were previously out of reach." (Occupation: Small business)