"I used 20000 KES of my third transfer on buying a fishing net which I use for fishing because I didn't have any source of income and I could only rely on people to let me work in their boats. I then used the rest of the money to open a retail shop which is doing so well and I'm planning to expand it with the income I get from fishing."

"I spent the third transfer on cementing the house at a cost of 27000 KES . I bought fishing nets at 10000 KES. I spent the rest of the money on my children's school fees."

"I bought both fishing net and fishing boat with the whole of my third transfer so I now have a source of income that can take care of my family unlike before when I had to help people out in order to feed my family. I'm happy I'm now independent and my living standard has improved too."

"I used the whole of my third transfer on opening a retail shop for my spouse so that she can also have something to keep her busy. We now have an additional source of income because I do fishing and the little I get out of it we bring together and use it to improve our lives."

"I spent most portion of my third transfer to make a down payment on a land I was purchasing where I will build my house and move from the rented one, I spent a portion to buy fishing ropes since I am in fish business and the remaining amount, I spent to buy other household items which I did not have."

"Every Fishman dream is to own a fishing boat, so when I received my third transfer I bought a fishing boat which I use to hire for my daily income."

"I spent my third my transfer on buying a fishing boat to enable supply fish to our customers without delay, we are happy because we are growing our business to the next level."

"After settling for fish business for our investment we decided to get fishing nets and a boat with our third transfer for our business, I am happy because soon we will be the main fish suppliers for our small towns."

"I spent the larger part of third transfer on building a fishing boat which my husband uses at the moment for fishing and now life is easier since my husband gets double profits from the sold harvested fish which can sustain my family's needs, before the transfer life was really hard as my husband was just a peasant causal worker doing farm work on the wealthier neighbors' farm which at time was a dangerous work when going through the thicket of bushy fallow land. I also built kitchen and paid school fees for my child who is in high school."

"I spent my third transfer on cementing my house ,now I am happy since I no longer smearing my previous mud which came with a lot of expenses . I have bought paints which I am yet to use them on painting my house. I bought fishing nets but unfortunately they got stolen by unknown persons. I also bought a goat."