"Life will change six months from today because first of all, I will no longer be getting cash transfers from the organization which will leave me in a tricky situation with the school fees budgets. I have also been supporting one of my young brother who is also at his junior secondary school, so with all these financial burdens hanging on my neck, I think life will take a downward trajectory." (Occupation: Motorcycle or bicycle taxi)

"I expect that I will still be able to attend school every single day and also be able to take care of my daily fina cial needs within the school. There are times when we are required to do a lot of printing and photocopying of materials which so far I have managed to handle so well, courtesy of the transfers that I have been getting from the organization." (Occupation: Motorcycle or bicycle taxi)

"Having bought the sewing machine and buying some materials has really made my life to be so easy. Previously I used to have the tailoring business but the problem was, I used to go hire the sewing machine. It was not that easy because the little profit I was getting, I had to share with the owner of the machine. Secondly, it was the only business I was depending on. I am now a happy tailor because I have my own machine and also I am selling the new stock of the materials that I bought. This will double my income because the two business is doing so fine. I can now meet my family's basic needs without straining much." (Occupation: Motorcycle or bicycle taxi)

"Receiving this money means that i will be able to pay school fees for my niece.Since her mother died,she has been under my care.She has not been able to fully settle in school-constantly being sent home every now and then.She is even home now and currently we have not been able to send her back.Once this is done I will also buy some sheep since they multiply quickly hence I will be assured of a good flock within a year.This I will later sell and buy two dairy cows" (Occupation: Motorcycle or bicycle taxi)

"I'm planning to invest the coming transfers on poultry. I got disappointed previously after losing all my poultry to a poultry disease outbreak and learnt from it. Since poultry grows and breeds fast, I believe that after six months I'll have more poultry which I'm planning to sell in order to raise money for purchasing a cow. I'll ensure I put the required measures to ensure that I don't lose my poultry again." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is that, the bodaboda business we began with our motorcycle supports the well being of the family for example when there's anything we lack the business provides. Secondly, this money helped me acquire a new mattress and I gave my children the old one enabling them enjoy their sleep without bedsoars. Lastly I live a more peaceful life now that I was able to pay all my debts setting me free from my creditors who had lost trust in me to the extent of naming me a bad debtor."

"Being an employed motorcycle rider, I spend most of my time on the roads transporting my clients as well as other goods to various destinations. I do this all throughout the day hence coming back home in the evening all tired carrying food for my children depicts success which makes this the happiest part of my day." (Occupation: Motorcycle or bicycle taxi)

"I am going through several hardships ,one of them being the school fees burden. However the biggest hardship I have is a problem with my spine.In 2008 I was involved in a motorcycle accident which left me with serious injuries and the motorcycle rider dead. This accident left me with a spine problem which I often go for check up and treatment. This has been costly to me and moreso a worry to me.This has also limited my working ability since I cannot do very physical jobs."

"My additional goal in life is to save part of my income from farming and casual work. I will use this money to buy myself a motorcycle which I will be operating. This will earn me more income which I will, in turn, use it to cate for our needs."

"Receiving this money means building another bigger house for my household. I share the one that I have with children and this is inconviniencing. I also hope to buy a motorcycle which can ease movement for my household. My husband will be offering boda-boda services so as to raise more money for the household. The money generated can support me in taking care of the education needs of my children. "