"In the next six months I expect my life to change in that I will have peace of mind because I will somehow manage to keep my child in School due to GD's benevolence." (Occupation: Small business)

"I expect my life to change in the next six months in that, I will have managed to have my own fishing equipments will able me to run my own business."

"In the six months, I expect my living standard to improve to a higher level because I shall have began the business that I am currently saving for."

"I have always hoped of giving my children the right education for their success hence I spent the larger part of my third transfer on paying school fees for my three children who are in high school and that was the happiest point of my life as a parent since all my children were going to school without being sent home for school fees. The remaining transfer also plastered the floor of my house and fixed two steel windows too." (Occupation: Small business)

"The biggest hardship I have faced in my life is having an unreliable source of income which has negatively affected my marriage. A case in point is my inability to meet her request for a capital to start a business. She thinks I am being mean by failing to provide the money when in reality I am just too broke to raise it."

"My proudest achievement was starting a hotel business two years ago. With money from my business, I was able to save and buy 20 bags of cement which enabled me to plaster my house. Besides, I was able to meet my family's basic needs and support my husband in paying my children's school fees without overelying on him."

"My new goal is to start a business for my wife so that she can also be independent and be able to assist me with the daily household budgeting.This will give me the opportunity to save for other things other than spending all my earnings on food and household requirements."

"I plan to use my transfer from GiveDirectly to expand the shop business that my spouse runs on behalf of the family.Additional stock of diverse products will increase profits which will be used to meet some basic needs for the family. "

"I plan to use the transfer from GiveDirectly to construct a new house.My house fell down and a new one would save me from begging for places to sleep. I also intend to start livestock business to generate income with the remainder."

"My life is currently different in that I have gotten enough and humble time to look for the next amount of money to pay for the solar lamp as I managed to pay for the services once in lump sum." (Occupation: Small business)