"Gd transfer gave me capital to start my omena business that produces money i use for buying food for the home"

"When I received my second transfers, I used my transfers for paying the engineer who roofed our commercial building that we had started to construct. This house will be used for running business that will generate money to the household for solving various family problems."

"If I had never recieved the transfer, my life would still be in a bad state in that I would have not acquired what I have now like my personal land, a complete house and a wife at home." (Occupation: Small business)

"I have a new goal of openning a business so that I can have a souurce of income to enable me meet my childdren's needs being that my children depend on me."

"I spent most of my third transfer to plaster my house since it is a big house and repairing it every now and then was not easy. I also spent the transfer to buy 2 sheep for my future use, where by l will sell them and use the money to pay school fee for my children." (Occupation: Small business)

"I spent the larger part of my third transfer on paying school fees for my child who I enrolled in high school.I also spent part of the transfer for buying food for my family's consuption." (Occupation: Small business)

"I spent my third transfer on buying a donkey which assist me to collect water from our water source which is far away. I also spent part of the transfer on buying a sewing machine for my daughter too." (Occupation: Small business)

"The happiest part of my day is in the afternoon when going about my business, serving clients as I chat about trending events in the community. " (Occupation: Small business)

"I am planning to spend my transfer on starting up a business of selling both ready made and second hand clothes. This business will help me raise more money that I shall use to meet personal needs."

"The achievement I am proudest of in life, was building for grandfather a descent iron roofed house from my little savings from my fishing business. He nowadays lives comfortably with less worries, unlike before when he was living in a small grass thatched house."