"In the next six months I expect my life to change since I plan to start a small cereals business."

"My new goal is to add more stock to my business which has not been doing well of late."

"I spent my third transfer on buying a calf and sank a toilet . I also bought a television set together with a solar lamp hence I am able to update myself on currect issues that takes place in the country through the right media." (Occupation: Small business)

"The new goals that I have developed since I started receiving the transfer include building a new house and supporting my wife's business."

"In the next six months, I plan to pay school fees and there after rent a house where I can do my business." (Occupation: Small business)

"My new goal is to start up a business through savings to be able to sustain my family through the monthly transfers."

"The difference is I was not able to pay my children's fees well but currently i can comfortable foot their school fees. My business is also doing better because of the ability to boast it that GD has enable me by issuing the transfers."

"In the next six months, I expect to live a very improved lifestyle. With the livestock that I intend to keep, I expect to start milking immediately my cows mature. We will be able to feed on adequate milk throughout our lives." (Occupation: Small business)

"The new goals that I didn't have before receiving the transfer are to start a small business of buying fish at wholesale at lakeside and sell in the markets. Besides that I desire to open a small kiosk in my compound."

"I expect my life to change in the next months as i will have saved towards buying plastic chairs to start off my business through the transfers."