"Our home is incomplete, we've not done roofing and final finishing. As our family grows the house becomes smaller. We have already expanded it and need an additional $400 to complete it. Once complete, we can peacefully live as a family. It will reduce stress on where our children can sleep. Goats do well here due to the favourable hot climate. There are enough feeds in the village. Keeping them is an easy task and they multiply fast. They can be sold for additional income. We plan to spend $300 to buy about six goats. Since I've been doing fish vending, I plan to establish a permanent place to sell. The transfer will enable me to pay for licenses and buy enough stock. I'll also need materials such as a frying pan and oil to deep fry the fish. When the fish is prepared, they fetch better prices. This business means sustainability for my family, the income will enable us to buy food daily and also save some for school fees."

"My current dream is to expand the number of animals I own. These animals have proven to be a reliable way to cope with extreme weather, allowing us to sell them for school fees and food. We currently have 8 chickens and 8 goats, and I plan to grow this by purchasing more animals through my monthly transfers. I also intend to breed my goats to increase their numbers, which will provide financial support in case I face any challenges. This is a dependable way for me to improve my living standards, especially as the transfers come to an end. I also run a motorbike taxi business to help support my family, along with the assistance from GiveDirectly."

"I recently joined a savings group made up of nine members, where each of us contributes $15 every month. The collected money is given to one member each month to help them improve their life. Joining this group was a great decision for me, as it allows me to save money and better my life, despite not being able to work on heavy tasks due to my chest problems. My husband, the main breadwinner, works as a casual laborer, but his income is very small. When things get difficult, we sometimes rely on our sons, who also work as casual laborers in town doing construction jobs. I am grateful that the financial transfers have allowed me to save money in the savings group, helping me plan for a better future. So far, I’ve saved $45, and I plan to use this money to buy livestock and build a proper cooking place for my family. I bought four hens for $13, but unfortunately, they died from a strange disease. I am hoping to buy more hens with my next transfers. Additionally, I spent $23 on school fees for my three children, ensuring they stayed in school without being sent home. I also used $21 to purchase food, which ensured my family had enough to eat and we didn’t face any food shortages. I am truly thankful for the financial support from the transfers, which have made a significant difference in my family's life."

"As a casual laborer selling charcoal, it has been challenging to earn enough to fully support my family, especially as the sole breadwinner. The little income I get makes it difficult to meet our basic needs, like food, education for my children, and clothing. However, the financial boost from GiveDirectly has been a significant help. I have been able to pay school fees for my three children, ensuring they can stay in school. My eldest son is currently in secondary school and lives in a rented house for $75 outside the school. Each month, I have to cover his rent and send him upkeep money. My two younger children are still in primary school. I spent $75 on school fees and rent for all of them, which has allowed my children to focus on their education without interruption. Seeing them continue their schooling makes me really happy. In addition to school fees, I spent $28 on food for my family, ensuring we had enough to eat. This meant we didn’t have to go to bed hungry, which is a huge relief. I’m deeply grateful for the financial support from the transfers, which have made it possible for my children to stay in school. Without this help, their education would have been at risk."

"Both my husband and I work as casual laborers, making a living by selling charcoal. Unfortunately, our farm is no longer productive due to the hot, dry weather conditions in our village, leaving us with no choice but to rely on charcoal sales for income. However, selling charcoal earns us very little, making it difficult to meet all of our family’s needs. Recently, I spent $30 to purchase food for my family, ensuring that we had enough to eat. I'm relieved that we no longer go without meals, thanks to the support from the financial transfers.I also spent $30 on school fees for my six children, allowing them to stay in school without being sent home due to unpaid balances. It brings me great joy to see them continue their education without interruptions. In addition, I saved $42 in a savings group, with plans to use it toward building a new house for my family of eight. So far, I’m incredibly grateful for the financial assistance, which has improved our living conditions and helped me provide for my family."

"For a long time, I slept on a sack laid on the cold, dusty floor. The conditions were not only uncomfortable but also took a toll on my health. The cold aggravated my chest problems, and the hard surface caused serious back pain. Determined to improve my situation, I decided to save money from the financial transfers and invest in a bed and mattress. I spent $45 on the bed and $35 on the mattress. Now, I’m sleeping much more comfortably, and I hope that with time, my back pain and chest issues will ease. I also spent $15 to pay off school fees for my two children, who had been sent home due to an outstanding balance. Thankfully, they were allowed back to continue their education after the payment. In addition, I used $8 to buy food for my family, ensuring that we had enough to eat. As the sole breadwinner for my children, I’m truly grateful for the financial support I receive through these transfers, as it has helped improve our lives."

"Looking ahead, my biggest goal is to provide my children with the education they need for a brighter future. I plan to use future transfers to pay for their school fees. This will make sure that their learning continues uninterrupted. Along with supporting their education, I aim to invest in my business, attracting more customers and boosting profits. I’m truly thankful for the financial support, which is helping me take care of my family and improve our lives."

"Recieving the cash transfers means so much to me. Being an internally displaced person (IDP) I believe the cash transfers will assist me greatly. For the first KES 20000 I intend to purchase a bed and beddings since I currently sleep on the floor. Additionally I intend to purchase food and a goat using the remaining amount. For the second cash transfer of KES 45000 I plan to build a house on a piece of land offered to me by my relatives. This is a great aspect for me to accomplish sonce it means I don't have to continue living in a borrowed house. For the third cash transfer I intend to pay school fees for my grand children and purchase 5 goats at KES 5000 each. This will be my investment into the future."

"Before GiveDirectly came to our area, I had a small grocery business that provided some income to support my family. Unfortunately, the business collapsed, leaving us without a steady source of income. Now, I want to invest part of my transfer into reviving the business. Life has become very difficult. My spouse works as a motorbike taxi operator, but the little income he earns isn’t enough to sustain us, and he often has to work late into the night to make ends meet. Thanks to the transfers we receive from GiveDirectly, things have improved. These cash transfers have allowed us to start rebuilding and creating a more stable income source. Reviving my grocery business will help us cover essential expenses, including school fees for our children, easing the financial strain on my spouse. In addition to that, we are saving part of our income to buy my husband his own motorcycle, which will give us two reliable sources of income. Currently, he rents the motorbike he uses, which leaves him with very little earnings after paying the rental fees. Owning a motorcycle will significantly improve our financial situation and help us build a more secure future for our family."

"In the coming years, I plan to focus on large-scale farming, engaging in both livestock and crop production. I want to help my community by selling chicks at a lower price, making poultry farming more accessible for everyone. Additionally, I am praying to purchase more incubators to maintain high poultry production and also sell eggs. I aim to save the money I earn to finance my children's school fees, ensuring they receive a good education. Furthermore, I want to purchase several plots of land, which will serve as valuable assets for our future. With hard work and dedication, I am determined to build a better life for my family and contribute positively to my community."