"Currently, my family and I reside in a small one-room house. I have always wished to build a better and more spacious house for us, but due to limited income as a peasant farmer, this has not been possible. However, since I joined the GiveDirectly program, I have gained hope and determination to work towards constructing a new house in the coming year and beyond. My plan is to build a new house to provide my children with their own space and to give the adults in the family their own space as well. To achieve this, I intend to allocate my transfers towards paying school fees for my children and purchasing building materials for the house. This way, I can gradually work towards constructing a new home for us. Additionally, I have aspirations to own cows for plowing my farm. To accomplish this, I have been investing in chickens, hoping that they will multiply. In the future, I plan to trade the chickens for goats, allow the goats to multiply and increase in value, and eventually trade them for cows. Achieving these goals means a lot to me and will bring me great happiness." (Occupation: Small business)

"The biggest difference since I started receiving money from GiveDirectly has been the ability to rest. With food in the house, I no longer need to take low-paying odd jobs, which has greatly improved my health. This stability has allowed me to look for other opportunities, such as opening a business shortly. My home now looks appealing thanks to the new household items I was able to buy with the GiveDirectly transfers, items that I did not own before. I am truly grateful to GiveDirectly for their timely support, which has made a significant impact on my life."

"In the coming months, I plan to use the remaining transfers to pay the required labor fees to finalize the construction of the house. Once the house is fully completed, my next goal is to start a kiosk business. Establishing this business will diversify my income sources and provide me with additional financial stability to support my family. I am already a member of a savings group and intend to save more once the house is complete, so I can accumulate enough capital to launch the business next year. I am deeply appreciative of the support from GiveDirectly, which has empowered me to make significant strides towards my goals, especially rebuilding my home and planning for a more secure financial future."

"The biggest difference I've seen in my life since receiving the transfer from GiveDirectly is the hope I now have of building my own house. Before, it seemed like just a dream, but now, having bought 4 iron sheets, I feel like I'm finally taking the first step toward making that dream a reality. My business was so unstable before that I never thought I could afford to start construction any time soon. But with this cash, I've been able to make a milestone I didn't expect to reach so quickly, and it's given me a renewed sense of possibility for the future.I will forever be grateful to GiveDirectly for making my dream a reality."

"In the upcoming year and beyond, I aspire to start a livestock farming venture focusing on goat keeping. This is to ensure a stable source of income and secure my future. Goats are perfect for my plans because they are resilient and can thrive in the harsh climate of our area. Unlike cows, which would struggle in such conditions, goats are hardy, affordable to buy, and easy to maintain, making them an ideal choice for someone like me who wants to start small but dream big. To make this vision a reality, I plan to save $10 monthly, gradually building enough funds to buy my first few goats. With patience, hard work, and dedication, I envision this venture growing into something significant that will provide for my family and give me peace of mind about the future." (Occupation: Small business)

"In the approaching year, I am committed to renovating my house, which has become old and unsafe, especially during the rainy and windy seasons. I want to create a home that is not only sturdy but also a place where I can feel comfortable and secure. To bring this dream to life, I have decided to save $20 every month. It may be a small amount, but with consistency and determination, it will grow into something significant over time. My goal is to make my home a warm and welcoming space, one that can safely shelter me and serve as a lasting symbol of my dedication and hard work." (Occupation: Small business)

"In the forthcoming year and beyond, my aim is to concentrate on the education of my grandchildren. I want to guide them every step of the way so that they can become responsible and independent individuals. I aim to be their source of encouragement, showing them that with hard work and determination, they can achieve anything they set their minds to. I will create a nurturing environment where they feel supported, whether they are struggling with schoolwork or celebrating their accomplishments. I want them to grow up knowing that education is a powerful tool that will open countless doors for them, and I am committed to being their biggest cheerleader on this journey." (Occupation: Small business)

"In the coming year and beyond, I aim to expand my livestock investment by purchasing more goats. Currently, I have eleven goats, and I view them as a valuable asset that can help me secure a brighter future. My objective is to grow my herd and transform this small venture into something larger and more profitable. To accomplish this, I plan to set aside at least $10 every month. While it may seem like a small amount, I believe that with patience and determination, it will accumulate and make a significant difference. I am dedicated to working hard, saving diligently, and caring for my goats to realize my vision." (Occupation: Small business)

"The biggest change in my life since I started receiving cash transfers from GiveDirectly is the peace I now enjoy and the steady flow of income, especially now that I am debt-free. My family life has improved significantly after paying off the debt that had been stressing us. The transfers from GiveDirectly have also helped me boost my business by allowing me to buy more stock. This has increased my profits and provided a stable income, which enables me to comfortably meet my family's daily needs."

"Before receiving the cash transfer, I struggled a lot to pay for my nephew's school fees. My brother, who is now Vincent's father, had previously paid for my fees while I was studying, so I wanted to help him in return. However, the fees were huge for me, and even though my boda boda business was doing well, I couldn't save anything because I was focused on paying the fees. Now, after receiving the money, I feel so happy and thankful to GiveDirectly. I am stress-free because I no longer have any school fee arrears. I can finally start saving money from my boda boda business, which is a great relief for me."