"Having done research and realized motorcycle business was a major source of employment to many youths, I decided to start a motorcycle spare part vending business. Unfortunately, the capital I had at that time made it impossible to run it and collapsed since I could not afford to stock the spare parts that most clients wanted as they were very expensive. In order to make an income I got employed in a nearby primary school where I am teaching class one pupils. The income has been very little which only serves on meeting my family's daily needs only. The biggest difference in my daily life is that I am self employed since I have reopened this business again with GiveDirectly's transfer. The profits that I get from my retail motorcycle spare part shop as well as my income, I am saving with the intention of expanding it to be a larger scale business. This is because I believe it will be more of a turning point since the generated income from the business will be massive to improve my standards of living and create employment as well ."

"Lack of sufficient finances has been our biggest hardship in life. My husband, a teacher by profession, took a loan 2 years ago to build the house we live in and has been paying it from his salary ever since. This has affected so many other financial areas such as education for the children and even food provision especially when the rains have failed and we have to buy food from shops which is more expensive than growing your own. We had to cut down on so many other expenses too so we can survive with the little he now brings home, for example he now has to walk for over an hour to get to his workplace instead of using a motorcycle like he used to so he can save the 200 shillings and spend it on food etc. "

"My life is different than it would have been if I never received the transfer because I own a motorcycle. I operate a retail shop and transportation that is involved in stocking items in my shop was a big challenge before. I felt that I could have expanded the business if it was not for the transport cost. I am so happy that low cost of transport has greatly increased my profits. I currently enjoy effective and efficient transport thus have humble time to operate my business. My shop has grown and the profits are much higher which gives me ease in providing for my family's needs.On the other hand the motorcycle serves part of communal needs for instance in emergencies where some village members are sick especially the elderly and they do not have any means of transport. I always volunteer to take them to hospital as well. All these has changed my life positively and in a big way."

"I operate a motorcycle business at our nearest town and this has always been my source of income. Due to this, when I received my first transfers, I spent some amount on its Maintainance. I settled on this since it had been long before I did so. Also, I bought some materials majorly bricks and steel to use in building a decent house for my family. I am planning to use my next transfer to start building a permanent house for my family. I still have KES 21000 in my Mpesa account that I am planning to use in starting a poultry keeping project and business of buying and selling milk." (Occupation: Motorcycle or bicycle taxi)

"I have always admired and been jealous of my neighbours when they go out herding their cattle. This is because I did not have any in my life. I felt so poor because I was not even able to own livestock just like my peers. Some of my friends would look down on me and even treat me unfairly. I knew one day my story will change but I did not know GD will be my way out. When I bought three cows with my transfer, some people thought they don't belong to me and I was taking care of someone else. Two weeks down the line, there was nobody who came for the cows. At that point, they acknowledged the cows were mine. Right now, they do come, we join the cows and go herding together. I do feel so proud at such times and all because of gD transfers." (Occupation: Motorcycle or bicycle taxi)

"Before the transfers, I did not have any stable source of income. I only depended on a small income from casual work which was nto enough to meet all my needs well. I would really struggle and I felt like was very unfair to me. This is why I chose to start a grocery business with part of my first transfer. The littler profit from the business has really helped me grow financially and meet the small needs in time. As a result, we do not have a list of pending needs which has reduced our financial burden." (Occupation: Motorcycle or bicycle taxi)

"Before receiving this transfer, I didn't have a stable source of income. Providing for my family was challenging because I basically depended on agriculture which was affected my weather changes. Having received money from GiveDirectly, I was able to acquire a second motorbike that currently does transportation business. I get daily income and in a week I make a profit of UGX 50,000, part of it I saved for future use and for general raining of my family." (Occupation: Motorcycle or bicycle taxi)

"Expanding my dairy project had always been my prayer but had not been able to due to financial constraints. Buying three heifers using my transfers is so far the biggest difference in my daily life. I am optimistic that it will be calving soon thus an increase in milk production. I will be supplying the milk to our local cooler plant where I will be paid every month. I will be using the income from this project to pay for my children's school fees and to cater for my family needs." (Occupation: Motorcycle or bicycle taxi)

"I am skilled motorbike rider and for the past 1year, this skill has enabled me to take care of my family. Since I do not have my own motorbike and I do not have a direct employer, I am forced to work as a squad where by I rely on someone else not riding theirs to operate. The proceeds are good in that I normally ferry charcoal and per trip I manage to save Ksh.1500.If only I had my motorbike my income would be consistent but now that I have to rely on others, I can even go for a week without getting the opportunity. With this money, I will spend ksh. 80,000 to purchase a second hand motorbike that a friend is selling and with the rest, I will complete construction of my current house." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship I have faced is poverty. And it has risen from the unemployement where we can't raise money for meeting the family needs such as paying school fees, feeding among others." (Occupation: Motorcycle or bicycle taxi)