"The transfer has enabled me to repair and service my motorcycle that had been lying unused due to mechanical problems. I am now getting an income from it since its now working well. I also built a new house for my children. They were seeking shelter from neighbours at night. I am happy that they have their own house. I n addition to this, is also built an extension of a single room to my house since it wasn't spacious."

"Running the two businesses has made more financially stable. To me, this is the biggest difference in my daily life. I always wanted to start a business but since I didn't have the required capital due to I was forced to rely on the low paying casual jobs. I am so happy now because the transfer has enabled me to buy a motorcycle and start a business of selling fish. Ever since I started the two businesses I have seen a great transformation in my life. I no longer struggle to pay fees for my children like before. Currently, I am paying I advance to avoid distractions of my kids being sent home. Apart from that, I also don't strain much in meeting my family's needs."

"I was awakened by the loud vibration from my mobile phone. I can still remember it was around 6:45 am, my children were preparing for school. I then asked one of my elder sons to check the content of the message. After checking, he realized it was an mpesa message from GD. I had finally received my first transfer as promised. I was so happy." (Occupation: Motorcycle or bicycle taxi)

"Having my own motorcycle has really brought about the biggest difference in my daily life. This is because previously, my spouse had been employed by a friend and he was paid on commission. The money was too little because we had some basic daily needs to meet and many more. Some days we could starve because and my children could be sent home for fees and they could stay for weeks. This issue was really frustrating me as a parent, I felt I had failed them. It reached a point my spouse was jobless because the motorcycle had broken down. I can't forget whatever I experienced during that period, it was hell. But then God answered our prayer, after buying the motorcycle, half of our problems are now sorted. My children are now studying without being bothered with the issue of school fees and also taking three meals like the rest. This is because whatever we are earning is all ours since we are the owner of the motorcycle."

"I felt very excited because I got money for clearing school debt and cementing my house which had taken my long." (Occupation: Motorcycle or bicycle taxi)

"Presently, I am happy that I am self-employed. With the motorcycle which I bought, I operate and enjoy the full earnings alone. In a day, I save approximately 4 USD a day which I wouldn't get before I obtained my own motorcycle. The owner would take all the day earnings leaving me with none and this motivated me to buy my own when I got my transfers." (Occupation: Motorcycle or bicycle taxi)

"I have been struggling to pay school fees for my younger brother who is in Secondary School since my parents left us and went somewhere else far from the village where no one knows where. I am motorcycle rider and I get between $2.50 and $3 a day as income which is hardly enough to cater for School fees and the entire family's needs. Therefore, receiving this money mean I will be able to improve my sibling's life by educating him through Secondary School and even to college." (Occupation: Motorcycle or bicycle taxi)

"I had been operating a charcoal business using donkeys before GiveDiretly came to our village. I loved the business even though it was tiring moving for long-distance looking for customers since it had helped me see my family through. The business was a source of income to me and despite the challenges, my desire has been to maintain or improve this business. When I received my second transfer, I spent the entire transfer to buy a motorcycle. This to me is an investment that has greatly changed my daily life. Even though I changed the nature of my business, I feel I have got something better since this is more relaxed no long walk for longer distances to earn a living. I currently enjoy a higher daily income that has given me a chance to join saving plans through merry go rounds to cater more money for more investments and to meet my daily household with ease." (Occupation: Motorcycle or bicycle taxi)

"I spent part of my second transfer on purchasing ten goats which I am currently keeping in my homestead. Having these goats is a saving for the future of my children's education. I had also acquired a motorcycle on loan thus I took KES 25000 to pay for the installment. I took the remaining amount to buy daily foodstuffs and other household expenses."

"My life is currently different because I managed to buy enough building materials to build a new house. I also have goats to keep in my homestead. I can readily depend on in case of a financial problem." (Occupation: Motorcycle or bicycle taxi)