"I spent my first transfer on buying a lamp 5000 KES, bought water cans 500 KES, bought 1/2 a bag of maize 3020 KES, paid school fees 1500 KES and used balance on daily meals."

"I spent my second transfer to pay school fees for my childern and bought food for my family.I also of bought bedding with the remaining transfer."

"This is how I spent my first transfer-4500 KES on a sack of maize and paid school fees for my son in a primary school with the rest of the money. I had school fees arrears and I was really overwhelmed but I am happy that currently, I am relieved."

"i spent my first transfer to pay school fees arrears for my child who is in high school, spent some amount to hire laborers to weed my farm since I was sick and could not bend to weed and the remaining amount I pent to buy sand."

"I spent my first transfer on starting a small retail business that is selling maize 5500 KES. I paid school fees for my two children who are in primary school 2000 KES .I bought a water container for storing water 1700 KES and food for my family's consumption."

"I spent my first transfer to pay school fees and bought food for my family."

"I spent my first transfer on paying school fees for my child 4,000 KES who is in nursery school .I bought a school uniform 1000 KES. I also bought three fishing net to start a small scale fish vending business since my husband is a fisherman and this project will grow through his guidance 4500 KES"

"I felt very happy,since I started the business my life has change for the first time I pay school fees without asking for contribution from relatives."

"I spent my first transfer on paying school fees 600 KES, bought school uniforms 1400 KES, did school shopping for my son 4800 KES and used balance on daily meals."

"I spent my first transfer to buy solar panel and pay school fees for my children.I also bought food for my family."