"My ambition has been to purchase a motorcycle taxi for business, but due to financial challenges, this dream has never been fulfilled. Receiving this money means filling it I am planning to spend all the transfer to purchase it. This is going to generate income for my family. In a month, I can make 15000 shillings. This amount is enough to sustain all the basic needs of my family. Approximately, my family spends 10,000 shillings for their basic needs such as food. I will save the remaining amount for our future life."

"I mostly have problems finding money to buy fertiluzer and food" (Occupation: Motorcycle or bicycle taxi)

"My household majorly depends on motorcycle taxi business operated by my husband. We are happy to have this source of income even though it is not a stable and it doesn't earn us enough to gather for our needs and savings. To me receiving this money means a change in life. I am planning to spend much of it on livestock. I feel my life will greatly change in that I will have added asset that can give us more milk for household use and sales. I will have calves that will be my future financial securities thus I foresee a better life to come." (Occupation: Motorcycle or bicycle taxi)

"The main challenge has been lack of basic needs." (Occupation: Motorcycle or bicycle taxi)

"I never lived to finish school despite my attempts to do so. Tuition fees was lacking." (Occupation: Motorcycle or bicycle taxi)

"It means alot me. I will use the money finish plastering my house and to buy food for my household." (Occupation: Motorcycle or bicycle taxi)

"The happiest part of my day is in the morning. As a motorcycle taxi operator and a farmer,morning is when I get to do a lot. Most of my clients travel in the morning hours while for farming, morning is the best time to work because of the scorching sun later in the afternoon." (Occupation: Motorcycle or bicycle taxi)

"As a footballer, my leg broke about 5 months ago when I collided with another player from the opponent's side. Since I have no insurance cover or a sponsor, I had to spend virtually all my savings on medication services. As such, my dream of opening a shop faded away since I had no capital left. Accordingly, I have somehow lost hope of raising the required funds since the little income that I normally attain from my motorbike business could barely sustain us. However, I greatly thank God for healing me. Hence, breaking my leg while playing soccer served as the biggest hardship I have faced in life." (Occupation: Motorcycle or bicycle taxi)

"My husband went to SouthAfrica and simetimes does not send any financial help am grateful to Gd as i will use this money to buy more food clothes and beddings for my family" (Occupation: Motorcycle or bicycle taxi)

"Lack of food" (Occupation: Motorcycle or bicycle taxi)