"The biggest difference in my daily life is purchase of an additional high quality dairy cow which would not be possible because I could not afford it.This will act as long term asset and source of income for my family hence financial future is assurred. While at home I am very happy because my house is now completely furnished with ceiling board and sofa set seaters hence more cosy than before." (Occupation: Motorcycle or bicycle taxi)

"I spent 300 USD on dairy cow because I couldn't afford one before and this forced me to buy a liter of milk each day. 150 USD was spent on putting up a modern kitchen which is better off than one I had initially. The initial one was old and grass thatched and there is scarcity of roofing grass in our place. 15 Dollars was spent on three chicken layers as a familys income source, 90 USD on clothing, 10 USD on maize seeds and the rest on food." (Occupation: Motorcycle or bicycle taxi)

"The biggest hardship is i literally don't have a nice place to live as you can see with the rains I'm in a glass fatched house which is not safe with the rains all together." (Occupation: Motorcycle or bicycle taxi)

"i have bought my own land, food and medicine since i am sick" (Occupation: Motorcycle or bicycle taxi)

"Buying a heifer is the biggest difference in my daily life. As a motorcycle mechanic with my meagre salary I couldn't afford it but now I am happier than before because the heifer will be a source of milk and income for my family."

"The moment I saw the notification message I was very happy and couldn't help running to the Mpesa as fast as the motorcycle could carry me."

"Maize, bycle, and business" (Occupation: Motorcycle or bicycle taxi)

"I'm happy and grateful for being enrolled in the programme and receiving this money really means alot to me." (Occupation: Motorcycle or bicycle taxi)

"Matress, maize and clothes" (Occupation: Motorcycle or bicycle taxi)

"I spent a big portion of my first cash transfer on buying a second-hand motorbike. I have been yearning to own it for years but could not afford it. With the remaining amount of money, I am planning to buy some building materials to construct a new house since the previous one was in poor condition. Whenever it could rain, I used to seek shelter from my neighbors which was so hectic." (Occupation: Motorcycle or bicycle taxi)