"My new goals is to clear school fees for my grandchildren and also to feed them"

"The biggest difference in my daily life is that I am now well and at peace because the transfers have helped me pay school fees for my daughter in a private boarding school who used to sent home every now and then."

"The happiest part of my day is, in the afternoon when my children come back for lunch, I talk to them and find out that, none of them is sent back home for lack of school fees."

"The biggest hardship I faced in my life is,paying school fees for my children, moving from my father in- laws compound to build a semi permanent house where I can stay with my family."

"I am planning to spend a bigger part of my transfer to,revive my fish business which collapsed. I also plan to pay school fees for my children."

"I am planning to spend a bigger part of my transfer in buying livestock as an investment that will help pay school fees for my children and build a kitchen. The current kitchen is grass thatched and leaking during rainy season, my children are usually affected because this is where they sleep."

"The biggest hardship I have faced in my life was when I struggled to pay my son's school fees upto university level and graduated but I never saw the impact of his education because he died of malaria.It was so hard to believe this."

"I am planning to spend my transfer to renovate my house that is currently leaking, build a kitchen and pay school fees to my grandson who is in secondary school."

"The biggest hardship I faced was lack of school fees. Sometimes I would stay at home and this made me to drop in my academic performance at some level."

"I am planning to spend my transfer to pay for my grand daughter's school fees since she is an orphan."