"I spent most of my transfer on a dairy cow after loosing all my two dairy cows to skin diseases two years ago. Part of the transfer was spent on a 3000-litres water tank because rivers in our place are quite far and the water is contaminated therefore unhygienic for consumption. The rivers are also seasonal because of prolonged dry spells and at times you have to hire motorcycle to transport water from a far. I also bought a three seater sofaset, and the rest I spent on food and household items."

"I spent $500 out of my transfers to pay as down payment for purchasing a motorcycle. I spent the remaining $40 on food. I intend to purchase a motorcycle for commercial purposes, where by my husband can use it to transport passengers for pay, in order to effectively provide for our three children. My husband is currently employed as a motorcycle rider. We both felt that owning our own motorbike would maximise his pay and his profits. A new motorbike costs $1080. I will spend my second transfers to complete payment of the motorcycle, so we can finally own our own motorbike." (Occupation: Motorcycle or bicycle taxi)

"My ambition has always to start a business and receiving this money mean steady source of income. Recently we separated with my wife since I was unable to pay dowry of 5 cows. I am motorcycle taxi operator earning an average income of Ksh 300 a day and I have been struggling to make ends meet. The job itself is tiresome and I am planning to use Ksh 20,000 of my transfer to start salon business. Running both salon and motorcycle business will boost my household since I will be able to meet most of my needs and save enough to pay the dowry." (Occupation: Motorcycle or bicycle taxi)

"I spent my transfers to purchase a solar panel at $110, to buy a bed and mattress at $100, I bought food with $50 and the remaining $20000, I gave my husband so he could use the money to get a loan and purchase a motorbike for business. I am a tailor while my husband is a transports passengers on a motorcycle for pay. We could have never managed to purchase a solar panel. I was very happy and very grateful to GiveDirectly that my home now looks good as presentable. We now have electricity in the home." (Occupation: Motorcycle or bicycle taxi)

"I bought Iron sheet to fix my house which was glass thatched considering the rains coming. I bought a second hand motorcycle which I am running it for business bringing a certain amount of money everyday.I bought martless to be sleeping comfortably, clothes, 2 bags of maize."

"Before, we had hunger problem, we could not eat properly. Now I have bought 12 bags of maize and I am able to feed my family." (Occupation: Motorcycle or bicycle taxi)

"" I was very happy to seem a message on my mobile phone that I have received the first transfer, I thought i would never received the money" (Occupation: Motorcycle or bicycle taxi)

"I use to sleep in a leaked house for the past 5 years since I got married. When it rains, we used to stand by the wall, whilst covering our maize flour with plastic. It was painful when it rains at night because we could not sleep. With the transfer, I have bought iron sheets. I am able to sleep without worrying of getting wet." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is owning my own motorcycle. This was unexpected because I had lost my earlier this year due to Covid 19.After loosing my job I tried my luck as a casual motorcycle taxi but it has been quite tough because the motorcycle owners would micromanage and suspect me most of the time. As a an orphan, I had requested my aunty to lend me a loan to buy my own motorcycle because she a member of the merry go round groups but it was impossible. I am also glad because since I received the money because my wife is happier than before because I can now buy adequate food. Initially, I couldn't afford to feed her and life was quite unbearable because of conflicts but now there is peace." (Occupation: Motorcycle or bicycle taxi)

"The biggest difference in my daily life is purchase of an additional high quality dairy cow which would not be possible because I could not afford it.This will act as long term asset and source of income for my family hence financial future is assurred. While at home I am very happy because my house is now completely furnished with ceiling board and sofa set seaters hence more cosy than before." (Occupation: Motorcycle or bicycle taxi)