"Receiving this money means to buy oxen for cultivating and paying school fees. My children are studying in secondary but i do not have money to educate them,so sometimes they are send back home due to fees."

"The biggest difference in my daily life is that I am now able to pay school fees for my grandchildren, unlike before I would spend most of the time with them at home wondering where to get money."

"The biggest difference in my daily life has been that, I am now able to get food with ease and even pay school fees without keeping my children at home. Unlike before they would stay home for long due to lack of school fees."

"My life is currently different because these transfer has boosted school fees payment and maize farming because I have bought maize seeds and fertilizer.This would not be possible if you had not come."

"My life is currently different because am planning to built a new house and acquire new furniture and household items. In terms of food there will adequate food for the subsequent 143 months. In terms of school fees we will manage to pay in a timely manner."

"In the next six months ,I will have reduced the amount of manual work that I do.I will have received the tea farm I leased out back from the tenant.I did this in order to get money for paying my children school fees but the lease period is ending in may 2018.I am happy I will have it back for my own use."

"The biggest hardship that I face is lack of money to pay my college school fees. My parents are peasant farmers and low income earners, so raising funds to pay my school fees is a challenge."

"The biggest hardship I have faced in my life is school fees.I have a son, Kennedy from Kaudha day secondary school who is sent home most oftenly for lack of school fees because I cannot raise his school fees on time.He is now in form three and would love him to complete his education."

"I am planning to spend my transfer on paying school fees for my form three daughter who goes to Kaudha day secondary school.This will improve her performance since she will not be missing classes."

"I plan to spend my transfer on clearing my school fees arrears of ksh16,000 in my former Kaudha day, secondary school.This will let me have my national examination certificate that is still on hold by the school administration.This will assist me in joining university without difficulties."