"In the next four months, I wish to start a business for my wife. I would want us to have a stable source of income not only from one source but at least two sources so that we do not have to beg for help anymore."

"In the next six months, I want to continue to buy household items. Right now, I am sleeping on a mat because I do not even have a bed. My wife left my home with everything in my absence and I had to start life afresh. This is the reason why I have chosen to buy new household items." (Occupation: Small business)

"My life is different from how it would have been four months ago in that I have always had food for my family. I used to struggle to raise money to meet my family needs since I only depend on income from motorcycle business which is not much. Since I had many demands, at times, I would fail to provide all the meals for my family. Receiving these transfers has helped me provide three meals a day for my family." (Occupation: Small business)

"Providing for my child in college is one sure way of securing his future. I have managed to sufficiently pay for his rental room and also money for upkeep over the last four months using the money I get from GiveDirectly. The difference in my life is that my shop has not been severely affected unlike before when I had to close the shop whenever I paid for his school fees and rent. This is because the shop business is my only source of income and therefore the only place I could draw money from. In addition to the profits from the shop, the GiveDirectly transfers have stabilized my family income. I am able to keep my child well in school and also meet my family's needs using the money I get form shopkeeping that is sustained by restocking with the transfers. I am so happy that my son is okay and doing well at school."

"My new goal is to start business of selling cereals to boost my source of income. This will enable me to achieve most of my dreams like buying more cattle. I thought of this business because in the look of things, this season there will be no good harvest and there will starvation in that the business selling maize will really do well."

"In the next six months l expect to have added more seats, that when I have so many visitors I am not worried, I do not go to the neighbours to borrow seats. I will also have bought table and my children will have somewhere comfortable to study." (Occupation: Small business)

"I believe my living standards will have improved in the next six months because I will be earning an additional source of income through the poultry business. I know the business will have picked by then because I will have done enough marketing and learned the ropes of the business." (Occupation: Small business)

"I expect my life to change in the next six months in that I will have started buying building materials. I believe that I will have bought sand soil, gravel and bricks. I will be using my monthly transfers to achieve this. I have already started saving my monthly income and I believe by the time six months elapse I will have accumulated a good amount of money. I am very committed to building this house because I have suffered for a long time living in my current house. I thank Give Directly for coming through and giving me hope of living a good life" (Occupation: Small business)

"I always believe that Give Directly was heaven sent. We have been praying year in year out for aids to enable us to feed our families more so during the dry season and I am happy that finally, God heard our prayers. I love my village it's only we don't have enough resources that would help us improve our lives. The climatic conditions of this place are also very harsh and nothing can barely grow. But I thank GIve Directly for helping us with the monthly transfers. At least we can start a business and improve our living standards"

"The biggest difference in my daily life is happiness knowing that I will be operating a mobile money service agency business as a source of income. " (Occupation: Small business)