"The biggest difference in my daily is that I managed to build a poultry house using the transfers I got from Give Directly. I think I can now do the poultry business in large scale because I built a big house. I am happy because I will not incur the losses which I use to incur previously. My eggs cannot be eaten by dogs and cats like before."

"I have land that I staked as collateral to get a loan to help in marriage arrangements but upto now, I have not got money to pay back the loan. So, when I get this money, I will pay back the loan so that I regain my land and do agriculture on it. I will also use part of it as capital to start a small retail shop business that will sustain our household. If there is any balance, I will use it for urgent needs in the household like paying outstanding school dues for the children and pay medical bills."

"The happiest part of my day is at around 2:00pm when I have prepared lunch and every one had eaten. We come together with our neighbours, seat and interact which reluxes the mind. The coming together gives company because my spouse is ever a way on his business of selling milk and only returns home late in the evening." (Occupation: Small business)

"Receiving this money means completing payment of bride price for my spouse. I have paid part of it but there is some balance left. Completing this payment will earn me respect from my in laws and the neighbours. In my community, the boy's family is expected to pay bride price as a means of appreciating the girl's parents for the proper nurturing of their daughter." (Occupation: Small business)

"My additional goal for my life for the next four months is to start poultry keeping project. I settled on this since it can be managed with other projects at the same time. They are also on high demand and I believe this business will grow within a very short time. I also like the fact that it does not require a lot of attention, once they are well fed they are good to go. I am glad that I finally managed to start a project that will sustain me for a long time"

"I expect my life to change in the next six months in that I will have planted cabbage seeds in my farm. I am hoping that it will be at weeding stage after this time. I will sell them at our nearby market after harvesting and use the money to buy some building materials to use to build a house for my sons." (Occupation: Small business)

"My life has changed because these cash transfers, I have acquired a motirbike which has eased my movements to different markets being a businessman. Before this transfer, I hired always a motorbike from someone which was very costy."

"In the last four months, I have been able to take my daughter to school without much struggle and taking a loan as I used to. Taking a loan to cater for my needs has reduced my business because I used part of my profit to cater to my needs. I was afraid very soon my business will collapse. When I received the transfer, I was able to cater to my daughter's school needs without a loan. Thanks to GD." (Occupation: Small business)

"My expectation in the next six months is to start a business. I am planning to open a shop in our local market. We only have one shop that is not open always. It also doesn't have a variety of goods and we are normally limited by what is available in that shop. I want to break this monotony when I open my shop"

"Although I spent my entire second transfer to buy land which will help to expand my farming, my first transfer was used to develop my life style in terms of feeding, educating my children and beautifying my house which has made my life currently to be healthly as I have timely meals, comfortable living as I purchased household items, and educated my children. Before getting this transfer, I had a small business of buying and selling g.nuts that I relied on for every financial need. This money was never enough as I to get into borrowing money to cater for some needs."