"My life has changed because through these cash transfer, I have built commercial house which is now at finishing level. This will generate for me income to pay schools for my six children. Previously, I had nothing which could generate income for my family. Thanks to GiveDirectly for enabling me achieve my dream." (Occupation: Small business)

"Although I have not yet started building my commercial house, I see a great change in my life as I will be having a reliable source of income when I start renting it off. This will help me to supplement my existing restaurant income to see to it that my children get a better life, and education. In addition to this, my life has changed in that I was able to renovate my already existing house. It now looks very beautiful. Before, the house was very unpleasant as it was not plastered, cemented, had no windows and no proper door." (Occupation: Small business)

"My life is different now in that I was able to build a house that together with my children, we shall have a safe and spacious place to stay. Despite the fact that I am still staying in my grass thatched house that leaks and conjested, I am a happy that soon my permanent house will be completed. " (Occupation: Small business)

"I have seen some changes in my life because so far I have been able to start up a small scale business which of course was never an easy thing for me to do in the past. I had only had a vision that one day I would start a business but then launching the program could never materialize due to lack of enough resources."

"I expect to start up a business that would generate more income for the family. I have been having the idea of having a business for a long time but that was a far away dream. I pray that by the end of the next few months, I will have this business up and running so that I get to salvage the situation my family is in. For once, I believe I will have an easy flow of income in my house."

"My short term vision right now is to buy a second-hand popcorn maker which I intend to use to run my business. This is a new business which I intend to launch based on what I have been seeing and learning from friends who have been running such a business for the last several years. I believe that by starting out on this business, I will be able to make more profits and thereby become more stable financially going into the future."

"My life is different in that I no longer work for long hours doing casual works like I used to do before I received the transfers. I have been self employed with my motorcycle and my milk selling business. This has brought so much joy and happiness in my family and I feel proud as a father who is able to meet the needs of my family."

"In the next six I expect to have started cattle keeping and can sell them when I have any emergency to attend to." (Occupation: Small business)

"The biggest difference in my life ever since I started receiving transfers is that I was able to purchase a few goats. I feel lucky because some of them have already given birth. The goats are my biggest investment. I have plans that in the future I'll sell some of them in order to get capital for venturing into other businesses. At least I have hopes and plan of living a good life in the future. I used to be hopeless without a purpose in life."

"I have a son who in Secondary school.He is already a grown man and as such requires his private space.In our culture,once a boy goes through circumcision, they are no longer allowed to sleep in the same house as the parents.Due to money related challenges together with the struggles to feed and educate my children,I have not been able to raise money to build him his own house where he can study and sleep.He has therefore been forced to sleep at a neighbour's house and I sometimes see this as demeaning.Receiving this money means that I will finally be able to build him a small house." (Occupation: Small business)