"Now that my kiosk, which I had always dreamed of owning, is up and running, my plan is to continue using a portion of the transfers I will receive from GiveDirectly to expand it into a larger store that will offer a wide variety of goods. This expansion is essential for me to create a more sustainable income source for my family. Some time ago, I purchased a solar system on credit for $37, which requires monthly payments. Currently, I have a debt balance of $16, and I plan to use a portion of my transfers to clear this debt as soon as possible. Once I have finished paying off the solar system, I intend to expand my poultry business by increasing the number of chickens I have and building a larger structure for them. This will not only improve their living conditions but also enhance my capacity to produce more poultry, contributing to my family's financial stability. Through these efforts, I am hopeful that I will be able to create a thriving business that supports my family and provides for our needs in the long term."

"I always had the desire to start a kiosk business, but the only thing that was holding me back was finances. With GiveDirectly in my life, I can happily say that my kiosk is now up and running, and I am very happy for this achievement. My plan moving forward is to continue using a portion of my transfers from GiveDirectly to expand my business by boosting its capital. My goal is for this business to grow into a large store, which will become my main source of income that I can rely on, especially when this program comes to an end. In addition to growing my business, I also intend to allocate a portion of my future transfers to continue educating my children. I recognize the importance of investing in their education as I work towards a more sustainable source of income for our future. Lastly, I am hoping to use another portion of my transfers to purchase more chickens. My hope is that they will multiply and increase in number, allowing me to sell some and use the proceeds to buy goats. I am optimistic that these goats too will multiply and increase in number and value, and I plan to trade some of them for cows that I will use to plow my farm. This will relieve us from the tiring process of using our hands to till the land."

"I started a kiosk business where I sell groceries and household consumables, which provides income that helps me to support my family. Currently, my business is not large enough, but I am working hard to boost it so that it can grow in size and increase its revenue. I therefore used $96 of my recent transfers from GiveDirectly and invested in my business, hoping that the business will become a reliable source of income in the future and help me care for my family. I then spent another $4 to buy a chicken, with the hope that they will multiply and increase in number so that in the future, I may sell some of them to help whenever there is a need. Lastly, I used the remaining $2 to buy some additional food to add on to what we had at home, ensuring my family would have something to eat. I am grateful for the support GiveDirectly provides to me and my family."

"Since my husband's death, I've been living in a small house that hasn't been able to meet our needs. My old age and lack of a job made it impossible to build a bigger home, which has been especially challenging when special visitors come over. With a family of seven and a tiny house, it’s been tough to accommodate everyone. For years, I wondered how I could improve our situation. Thankfully, GiveDirectly came into my life. With the $90 I received, I started by buying iron sheets for the building. My plan is to construct the house in stages, using the monthly transfers to fund it. My goal is to create a spacious home that can comfortably fit my family, guests, and our belongings. Additionally, I spent $8 on two chickens, which I consider a financial safety net. If I ever face financial difficulties, I can sell them if needed. I used the remaining funds to buy food and cereal, which have been sustaining us for some time now."

"I plan to buy more goats and chickens and breed them to increase their numbers. I believe this project will help me address the financial challenges in my household by providing a source of income through selling the chickens. With both my husband and I lacking a stable income, we mostly rely on selling charcoal, which isn't very profitable. Since I have seven children in school, having these animals will be beneficial, as I can sell some of them to help with their needs. I intend to use the transfers starting next month to get this project underway, and I'm confident that by the end of the year, I'll have a thriving flock and herd at home."

"I have a medical condition that requires me to pick up medicines every month, so I always make sure to allocate $20 for that purpose. With the last three transfers totaling $102, I used $60 to cover the cost of my medicines for three months. This has been a huge relief because it means I no longer have to worry about how to pay for them each month. My sister, who has been helping me with these expenses, can now focus on other things, knowing that the transfers are taking care of my medical needs. After securing my medication, I used $30 to buy food. Since I relied on my sister and the transfers for support, this money ensured we had enough to eat. Finally, with the remaining $12, I bought three chickens as an investment. These chickens will eventually provide eggs and perhaps more chicks, which will help me earn some income. I am delighted because these transfers have eased the medical burden on my sister, giving her more freedom to manage other responsibilities."

"I currently burn and sell charcoal, as well as sell vegetables, to make ends meet. My greatest goal is to ensure my children receive a good education and have a bright future. I want them to go to school and shape their own destinies. To support their education, I plan to invest in chickens. As they multiply, I can sell them to help pay for school fees. I also intend to use some of the chickens to trade for goats. When the goats multiply, I can exchange them for cows. By the time my children finish high school, I hope to sell the cows to raise enough money to support their further education. I believe investing in their education is crucial because it will provide them with opportunities for success and in turn, they will help me in the future."

"I currently have ten goats and ten chickens, a venture I embarked on as soon as I received the GiveDirectly transfers. My plan is to let the goats breed so I can sell them to cover my children's school fees and also trade them for cows. I also care for my neighbor’s chickens and use my skills to tend to my own flock. I am confident that, over time, both my goats and chickens will thrive and multiply. This will provide opportunities to sell some or trade them and help establish a reliable income stream to support my family’s needs. Ensuring my children receive the best education is very important to me, and this will help make that possible."

"My goal for the coming year is to expand my poultry business. Previously, I faced a significant loss when nearly half of my flock was wiped out by Newcastle disease. To prevent this from happening again, I have taken preventative measures and purchased medicines to protect my next stock. I also plan to buy chicken feed to ensure their proper growth. I will be utilizing upcoming transfers to achieve this goal of restocking my flock. Having my own business provides an additional source of income, rather than relying solely on the seasonal work of tilling other people's lands. I am looking forward to a financially stable future for my family and am deeply grateful for the support I have received so far."

"Since my husband passed away two years ago, I have shouldered the responsibility of covering our children's school fees, clothing, food, and other essentials. Our house was already in poor condition when he passed, making it difficult to meet all their needs with the limited profits from my charcoal business. With the current increase in prices of essential commodities, the situation has become even more challenging. My children used to be sent home for fee balances, so I decided to allocate all my transfers toward paying their school fees. Renovating my house is my second priority. Once they complete their education, I plan to invest in goat and chicken rearing projects. After establishing these two projects, I will focus on repairing our house. Although the transfers allowed me to replace the roof, our safety is still at risk due to the cracked walls that let in insects. My immediate goal is to rebuild the walls, and I plan to allocate $4 each month for purchasing construction materials. I can't save more than that right now because I have other basic needs to address. This is my goal for the coming year and beyond."