"After working hard to complete my university education 2 years ago, I came back home to a sad reality of the unemployment world. Without a job, I feel so disappointed that I cannot satisfy the needs of my wife and young child. When I receive this money, I am planning to start a motorcycle taxi business by using the money to buy a new motorcycle worth $1400. With a motorcycle, I can efficiently transport materials for my wife who recently opened a tailoring shop. Besides, it is an opportunity to become self employed as I look for employment."

"The biggest difference in my daily life is the feeling of content for having invested in livestock. I am so proud of myself and I am confident that whenever I am in financial crisis I can sell some of them in order to meet my financial needs." (Occupation: Motorcycle or bicycle taxi)

"We live in a small grass-thatched house that is less spacious. This house cannot comfortably accommodate the six members of my family. When visitors or neighbors come, we welcome them outside under a tree depending on their number. Receiving this money will mean that I will be able to use 33,000 shillings to construct a semi-permanent house. By doing this, my two kids who are schooling will have a peaceful study room of their own. When visitors pass by, we will also have ample space to accommodate them. Privacy will also be restored since there would be separate bedrooms for children and us as parents." (Occupation: Motorcycle or bicycle taxi)

"I was out at the grazing field when I received a message notification to my phone. Upon checking, I noticed that I had received my first transfers as promised. I thanked heaven and thought of giving out tithe before spending on what I had in mind." (Occupation: Motorcycle or bicycle taxi)

"My grass thatched kitchen is in a deplorable condition. It leaks in water during rainy seasons and what worsens the situation is the shame of hosting my visitors in it since I have no alternative. Receiving this money will therefore revive my self image. I plan to use $350 of my transfer to build a two roomed house, one room to serve as a kitchen and the other to serve as visitors room. I will then use $350 to buy a cow who's daily earnings from selling milk will supplement my motorcycle taxi business wages. I also plan to use the remaining $300 to initiate a poultry keeping project for my spouse who has been aspiring to be financially independent so as to support me in providing for our family" (Occupation: Motorcycle or bicycle taxi)

"My first born son just completed his primary school education and is set to join secondary school. I have planned to spend my transfers on paying school fees for him and his siblings. Receiving this money therefore is a big boost towards my dream of giving the best education to my children." (Occupation: Motorcycle or bicycle taxi)

"The moment when I received my transfer I felt so happy and relieved at the same time. For a longer period I have been trying to work on some projects but they never succeeded. When I received the money I knew I was finally going to complete my projects." (Occupation: Motorcycle or bicycle taxi)

"The moment when I received the transfer I felt so happy. Since I operate motorcycle taxi services I normally leave the house very early. By the time I received the message I was already out working. I could not contain the excitement though from outside people could believe that I was acting normally." (Occupation: Motorcycle or bicycle taxi)

"About a year ago, my husband of 2 years lost his job in the Masai Mara where he worked as a tour guide. When covid came and international travels were banned, this greatly diminished his fortunes. On a typical day, he could earn about $15 including tips. Our ambition was to open up a shop keeping business for me at home so I could also contribute in putting food on the table, and saving up for our future. He has since been staying at home including running a motorcycle taxi with which he hardly makes $5 a day. My dreams of becoming a business woman were thwarted by the onset of the pandemic, owing to my husband's job loss. This is the biggest hardship I've faced."

"Since Covid pandemic was reported in the country, life took a new turn. I moved from the city to my rural home where life was much cheaper. I was lucky to have saved some amount, I bought a motorcycle and would operate myself, I then opened a barber shop for my wife so that she would make se income. The challenge was about power where I had only one battery which when I had no charge she wouldn't work. When we received second transfers we bought a new battery so that we would have power throughout and generate income. Now we can make between 2 USD and 4 USD per day which is enough to cater for our family needs."