"The happiest part of my day is in the evening. I am a motorcycle taxi rider, riding for long distances taking clients to various destinations. I am therefore engaged from morning until late in the evening. Since the job itself is risky and tiresome, getting home safe and with some cash in the evening is the joy of my life." (Occupation: Motorcycle or bicycle taxi)

"One of my biggest aspirations as a mother is to raise well-educated children. I am hopeful that this will enable them to build better lives than I can offer them. Often, this has seemed like a pipe dream. Due to a lack of money, I had accumulated many debts in school fees. So I spent KES 20,000 on settling debts and paying fees for the new term, for my six children. I also spent KES 22,500 on the acquisition of five goats. These will provide our household with milk when the rainy season starts. We can then save on the KES 70 that we spend on buying milk every day. Finally, I spent KES 10,000 on food. KES 6,000 was spent on settling accumulated debts while KES 4,000 was used to buy foodstuff including maize, beans and rice to ensure we had enough for the family." (Occupation: Motorcycle or bicycle taxi)

"With my family of five, we had been working hard with my wife to ensure that we provide all that our children want in time. I had been operating a retail business alongside subsistence and livestock farming while my spouse has been ensuring that all our children are well-fed from the grocery business she has been running alongside our farming practices too. Enrolling with the GiveDirectly's program came as a boost as we knew things will get better once we received the transfer. I spent KES16000 as on obtaining a heifer as we needed an additional cow with potential abilities to produce more milk for our household use, and sell whenever there is any surplus. We also had to inject KES 18500 into our businesses -KES10000 to my retail shop, KES 3500 to the poultry project we had, and KES 5000 to my spouse's greengrocery. I am hopeful that this will help us realize a better and sustainable return from the investment. We also had to spend KES 3000 on equipping our three school-going kids who not only needed school equipments but also new outfits. We decided to reserve the remaining KES16000 as we have a plan to purchase a second-hand motorcycle that will be useful in both our businesses. It will facilitate easy access to the market for my wife and also will be useful in transporting stock from the shop I had been buying from."

"If I'm successfully enrolled in to Give Directly's cash transfer program, I want to used some of the money to built my house and used some to sent my son to school. The reason I want to built house is because my husband and I are youn and we have started having children so we want them to have their own place as they grow up to be on their own in the future. In the same way, I want to used some to educate my child because I know if he's educated, he will be able to cater to me and my husband when we are old. I will also used some of the money to do business because it will help multiply the amount that will be given me by Give Directly." (Occupation: Motorcycle or bicycle taxi)

"I am a motorcycle rider offering taxi services in and outside the village, When GiveDirectly promised us the unconditional transfer I saw it as an opportunity for me to upgrade the house that I was living in, it was in a bad shape but I was unable to build a decent one due to financial constraints. I embarked on planning on how I was going to spend, my wife and I agreed that we were going to build a decent house because the one that I had was old and small. therefore I used KES 35,000 in constructing a house, I then used KES in clearing the fee arrears. I am so thankful for the support that changed our lives." (Occupation: Motorcycle or bicycle taxi)

"we were at home relaxing together with my wife when I heard my phone ringing, it was 9 am, upon checking the phone I saw a Mpesa notification showing that I had received KES 55,000 from GiveDirectly, this was the best news that morning, we were all overwhelmed with joy in that we embarked on planning on how we were going to spend our transfer. I knew that I would be able to own my motorcycle with the money. I am thankful for the transfer that impacted our lives greatly."

"The biggest difference in my daily life is that I was able to pay back the debt that I had borrowed from my friend to pay school fees for my son. When my son was joining college we didn't had some money. I do small scale farming at home. Our place is a semi-arid the harvest is so small and it's only for consumption. I did not had an extra crops to sell. My spouse is a motorcycle taxi operator. The money that he always gets is so small and it's for school fee and other basic household items. We had no extra money to clear the debt. This was not giving us peace of mind. When I received the transfer from GiveDirectly, I decided to pay the debt of KES 25,000. Currently we are so grateful and happy. We have peace of mind to do other activities without being stress up. We have devoted much of our time on doing activities that generate income to pay the school fees. I am so happy because GiveDirectly has changed our lives to be much better than before." (Occupation: Motorcycle or bicycle taxi)

"Lack of employment is a major concern. I was unable to clear my wifes' dowry contributing to her having to go back to her maternal home. I am a motorcycle rider, on a good day I earn about Ksh 400 which I use to support my parents. I have siblings who are in school who I assist in paying their school fees. With all these responsibilities this income is not enough." (Occupation: Motorcycle or bicycle taxi)

"It was around 5 am when I was still on my bed sleeping. I heard a loud message notification on my phone that made me wake up. I had to check its content since it was unusual for me to receive a message at that time. On checking, I realized that it was Mpesa messages indicating I had received the transfer in my account. I felt very happy for receiving my transfer. I celebrated and thanked GiveDirectly for the aid." (Occupation: Motorcycle or bicycle taxi)

"My shop business closed down after I used all my savings to pay school fees for my children. For the past five years, I have always wanted to revive it but lack of capital is a challenge. As a motorcycle taxi operator, I cannot provide for a family of fifteen and save at the same time. These transfers will see me reopen my retail shop in the village. Running it will generate a stable source of income for my family." (Occupation: Motorcycle or bicycle taxi)