"Currently, I do not have any additional goal but I am planning to start planting sugarcane for business which was my second dream. I thought of investing in sugarcane because it is easy to manage and it does not require frequent supervision. In addition, I got motivated by a friend who is doing the same and he even offered that once I am ready with the inputs then he will come to help me do the planting work."

"I do not have a stable source of income at the moment as I only depend on water supply which I do using a hired cart. This job does not earn me a lot of money because I do not have a good customer base and sometimes fail to get any orders the entire day. My biggest goal is to start another business, preferably an entertainment shop where I can offer movies and video games. I know that this kind of business can be successful in this area because most youths love passing time in such places which means good profits. I have to do my best to start saving so that I can set up this business before the end of the project because I know it would be impossible if I depend only on my small income."

"My business has grown bigger. I am currently selling more bags of maize than previously. I also managed to complete a school fee payments for my child. In the end, I still have my business intact having completed it for her." (Occupation: Small business)

"My goal is to continue saving in a merry round group. We are restarting another round of savings. I am deliberate about this decision because I trust all the members and it helps me to save. Through this initiative, I will be able to save enough money that will help me buy a heifer. This will help me achieve my future goal of starting a dairy business."

"II spent my second transfer on a livestock trading business. I gave my husband part of the cash in order to expand his cattle trading business. It took about three months to get enough profits that I used to buy a piece of land that I now relocated to. In addition to that, I also bought food for my household and a few clothes for my children."

"My new goal in the next four months is to start a business. Currently, I do not have a stable source of income and I strain a lot to meet the needs of my family. I would not want to continue with the same struggle after the transfers."

"In the four months, I plan to start a business so that I can get an extra income to help me meet all my needs. I would not want to struggle as I have struggled ion the past two years when I did not have any source of income."

"I spent part of my first transfer to revive my poultry rearing project that I operated before for commercial purposes . I believe this business will work out for me because I have learnt from the causes of the previous failure which has made me more experienced. I also bought a dairy cow with the intention of selling its milk and generally using the profits to provide for my family's daily needs ."

"I had no stable source of income and only depended on casual construction jobs for income. After receiving the transfer, I ventured into self-employment, starting a business on second-hand clothes then later into the motorcycle taxi business that I currently have. The business proved stable enough and gave me the courage to get married because of confident in providing for the family. I have put behind me the fears of going hungry and being kicked out of my rental place of residence for delayed rent payments because I now have a business that can certainly take care of all of these. I also have dreams and ambitions to better my future and that of my family, something that I never had before, I as I only lived a day at a time."

"I have been thinking of a business idea, thus I came up with cereal business because it easy to manage and getting goods is also not difficult. I have a friend who is operating the same business thus I have also done research on how best to go about it. I am very optimistic that it will work and ill get the best out of my business to help me support my family." (Occupation: Small business)