"Running a small kiosk business, I sell fast-moving consumable items, and the cash transfers have significantly boosted my enterprise. Allocating $20 from the cash transfer, I repaid a loan from the savings club I had acquired to buy more stock, ensuring that the business remains well-capitalized and well-stocked. Additionally, I invested $30 in purchasing a goat, increasing my livestock count to four. I aim for them to reproduce, providing a potential source of income when my child is ready for high school in a few years. I also settled a $10 school fee debt accrued from the previous term, alleviating any financial burden for the next academic term. With the onset of rains, I spent $20 to have an ox plow one acre of my land, providing a respite from manual plowing. The remaining funds were utilized for household expenses, including food, and I deposited my children's Christmas attire, a tradition in our family."

"In the coming year and beyond, I aspire to start a business selling children's clothes. Recognizing the high demand for such items in my village, where there is currently no nearby shop, I believe this venture would not only save people time but also generate income for me. Currently, they have to walk for almost an hour to acquire the clothes from the trade center.  I plan to utilize the next two cash transfers and supplement the amount with a loan from my savings club to establish and set up this business."

"My goal is to establish a shop space near the road to operate my electronic gadget repair business more efficiently. Currently, I run the business from home in a remote location, limiting accessibility and awareness. I believe that having a workshop space will attract more customers. To achieve this, I plan to start purchasing building materials such as iron sheets and building poles to set up the space. Despite financial constraints in providing food, I hope that the cash transfers will make this business expansion possible." (Occupation: Small business)

"I now feel able than before and more contented. Business wasn't doing well but now I have hope."

"In the upcoming year, my primary objective is to augment my savings within the savings group and bolster my overall savings. I understand that the financial assistance will cease after five years. Therefore, the accumulated savings will enable me to venture into livestock investment, ensuring a sustainable income stream even after the aid concludes. By selling the multiplied livestock, I will establish a reliable source of income. I hold deep appreciation for the financial support I have obtained, as it has markedly enhanced the quality of life for both myself and my children." (Occupation: Small business)

"I aspire to attain financial stability and provide for my family's needs. To realize this goal, I aim to initiate a new venture focused on selling clothing. This endeavor will enable me to explore various income-generating opportunities within my village by retailing a variety of products. I am content with the current financial assistance and hold an optimistic outlook that the business I am establishing will yield sufficient income, paving the way for an improved quality of life." (Occupation: Small business)

"As the festive season approaches, I intend to allocate a portion of my transfer money to purchase quality food and celebrate with my family during the festivities. Furthermore, I aim to save enough to enroll my son in school next year, as he will be ready to start his education. To ensure that I can financially support my son's education in the future, I plan to increase my investment in purchasing livestock. Once they multiply, I will sell some of the livestock and use the proceeds to cover his school fees. The financial support from the transfers is deeply appreciated, as it has significantly improved my quality of life, lifting me out of misery." (Occupation: Small business)

"Both of my children have finished their final exams, with one completing class eight and the other finishing class six. The older child will be entering form one, while the younger one will be starting junior secondary school at the beginning of the year. This transition necessitates a significant investment in purchasing new school uniforms and covering school fees for their enrollment in their new schools. I am extremely grateful for the support I have received from Give Directly, and I am hopeful that it will further enhance my life in the upcoming year." (Occupation: Small business)

"I aim to utilize my upcoming transfers to expand my goat inventory. At present, I own two goats and intend to purchase another, thus augmenting their quantity. As they multiply in the future, the herd will expand, enhancing the potential for selling them and generating a substantial income. I am deeply grateful for the transfers, and this investment will reduce my reliance on farming for livelihood, significantly easing my life." (Occupation: Small business)

"I look forward to my son completing college next year, a development that will provide a welcome relief from his educational expenses. With an ample supply of food at present, my intention is to use my transfers exclusively for acquiring goats. Currently, I have two, and I aspire to expand this number with the proceeds from my ongoing chicken project. The establishment of a goat-rearing business holds the promise of significantly enhancing my income, thereby fostering greater financial stability. The anticipated outcome brings a sense of peace of mind and security, for which I am truly grateful."