"My new goal in the next four months is to start a small retail shop business. This is to boost our income so that we don't struggle financially as I have in the past. My desire is that my wife to handle the retail business as I work on the poultry business. I would want to invest as much as I can with these transfers."

"In the next six months, I am hopeful I will have started the project of expanding my house. As it is currently, I cannot store my farm harvest because it is small. I am planning to put an extension that will allow me to store all my harvest and other properties well." (Occupation: Small business)

"The biggest difference in my daily life that has come about because of this transfer is the assets that I now own. The dairy cow that I bought meant that we now have enough milk supply for our family. Not only do we have enough milk supply but I have also started a poultry keeping business that I am so much optimistic that it will raise income for my family and change the living standards. I chose poultry keeping particularly because it is going to give instant income that will bring about a change in living standards in the shortest time possible."

"Before the transfers, I did not have any source of income to support my family needs. I have been surviving on a small income from odd jobs in my area such as garbage collection. The jobs to have not been consistent hence I had to rely on friends and family for survival. I had really desired to have a stable source of income so that I could meet my needs. This is why I used my transfers to start a fruit business. The business has been very helpful because I no longer have to seek help nor borrow to meet my needs. The little income I get has helped me buy food, pay fees for my children and handle other basic needs."

"Before the transfer, I used to idle around because I did not have a regular job. I could go to do menial jobs on people's farms occasionally because work was not always available. I had to do menial jobs just to feed my family. I am now having a good business because of a motorcycle taxi business. This ensures that there is food in my household all the time since I never miss work to do. I spent time every day ferrying people and goods. The income is constant though not steady but is enough for me and my household unlike before."

"I spent a larger portion of the money on buying building materials in order to facilitate the construction of a new house. Initially, my previous house was in a bad state but I managed to build a new iron roofed house using the transfer. I am also operating a food kiosk in our village. I thus invested KES 10000 by purchasing enough stock of foodstuffs so as to as serve many customers and to increase my earnings. I saved the remaining amount in our merry go round from which I can even obtain a loan that will ensure that my business runs smoothly and increase profitability." (Occupation: Small business)

"I have a small shop which I selling clothes and African materials ( vitenge ) the business was struggling because of inadequate stock. I stocked the business and now I make more sales since more clients who come don't turn away because of lack of their preferred items from the shop. Today , I am able to provide for my family with ease out of the doubled profits I make from the business. Secondly, I have build a decent iron sheet shelter that accommodates my family comfortably. The shelter we lived in before was old and weak with its roof dilapidated. As of now, I feel happy living in a decent place with no worries about any weather change. Truly, had it not been for the financial support which I received from GiveDirectly I wouldn't afford this changes that makes my entire life happy and better placed."

"My life is currently different because of the land that I expanded using the money I received. I bought a piece of land that is now farmland. I just harvested maize that we use as food in my household. I have just planted beans that are doing well. Without this, I would not have space to produce enough food household.I, therefore, do not spend so much on buying foodstuffs because I produce more on the farm that GiveDirecl t helped me to buy." (Occupation: Small business)

"I used KES 30000 of my first transfer to buy goats for rearing, used KES 4000 to buy maize for local consumption and injected KES 10000 into my grocery business. I also used the remaining amount to buy clothes and other basic household neccesities for the family. I made a decision to buy the goats since this is an investment that will see me pay the secondary school fee for my children with a lot of ease. Goats mature much faster than any other livestock and they sell at high prices and this will allow me to pay school fees with much ease."

"My life has changed as compared to how it was before. This is because I am now able to purchase new clothes for my family, we have never lacked what to eat as we did before the transfers were sent, I have managed to finance the construction of our family house and with the balance that remained, I revived my donut business which I hope will be a source of revenue to our household."