"The transfer has brought a very big difference in my life. This is because I managed to achieve a lot with the money. I now have a cow of my own and we will no longer lack milk for our consumption when it calves. I also managed to finish building the house that we had left pending for a while. We now have enough space that can accommodate guests visiting our household. Other than that, I also managed to pay school fees for my child. I have thus rested a bit from going out to do casual work since I am busy taking care of the cow that I bought. The chickens that I bought are helping me in that the money that I am getting from selling the eggs is helping me in buying the small household items such as soap."

"I first took out KES 12500 of my recent transfer and I used to buy five bags of maize for our consumption. We didn't have maize for our consumption and hence we were incurring the cost of buying some every day. I then took out another KES 6000 that I spent on paying school fees for my child who is in secondary school. Other than that, I also bought a cow at KES 25000. I bought the cow because I didn't have my own and my children were lacking milk for their consumption. I hence usually buy milk at times when I have the money and this milk is only enough to prepare the morning tea. I then spent another KES 15000 on improving the house that I have been living in. We had built the house while my husband was still alive but we didn't manage to fully complete building it. I thus resorted to moving into it that way because I was left with more responsibilities after he passed on and I didn't have the money. I usually sell maize casually for someone during the market day. The money that I get paid is little, it is only enough to buy food for the children. I at times save it and I use it to pay school fees for them. Other than that, I also usually rear chickens and sell eggs. The money from the sales helps me in buying the small essential household items. At times, I sell a chicken or two when I am faced with an emergency. My children gave me some of their transfer money, and hence I added to what I had. I hence bought clothes for the children with the remaining amount."

"The difference in my daily life since I received these funds is buying the two chickens. I intend to start poultry farming as another way of boosting my income. Poultry farming is one of the best ways to make extra cash because the market price is high and the demand is as well. Chicken rearing is relatively manageable and in 6months, I can start making a profit. I also intend to use the profit to buy some goats and practice goat farming as well. I am certain that keeping this livestock will be a turning point for my financial issues.  "

"Upon withdrawing the money, the first thing I did was to buy some iron sheets for KES 32930.00 to complete a house that I had already started and only the roof was remaining. I also bought eight chickens for KES 2400.00 to have some poultry at home as well as paid a debt of KES 3000.00 at a shop where I used to take some foodstuff. Thereafter I opted to keep the remaining amount for the family upkeep."

"The moment I received my transfer, I was busy in the chicken preparing breakfast for my lovely family. Suddenly, I heard my phone ringing and vibrating loudly. Upon checking, I saw a Mpesa message showing that I had received a sum of KES 55000 from GiveDirectly. This was the best thing that had happened to me that early morning, I was so happy to have received the transfer because I knew that my life would be uplifted amazingly."

"I am planning KES 1000 to boost my poultry rearing by purchasing 3 chicken at KES 350 each. This is my future investment for myself, I will be able to sell them when they multiply to cater for any financial emergency that might arise in the future. I also saved KES 2000 which I intend to add to my next transfer to purchase one goat to start goat rearing. I had longed to own goats like others in the society but I lacked the financial capacity to acquire the. With the aid, I will be able to accomplish my desire that will install satisfaction in my life."

"Improving my poultry farming has always been my longing in my life. After receiving my transfer, I spent the recent transfer to purchasing two more chicken for KES 500. This is my future investment in the family. In addition, I bought various foodstuffs for my family the cost KES 1500 in total. Furthermore, I spent 500 of the remaining amount to seek medical care for myself since I was sick two days after receiving my transfer. The remaining amount, I saved to assist me whenever I face any financial crisis. I also plan to spend KES 2500 of my next transfer to boost the livestock rearing by purchasing one goat extra."

"When I withdrew the money, the first thing I thought of was to do some piping and apply for some water from the Kilifi Water and Sewage Company. The reason for this is that for a long time I have been fetching some water from a distance which was not good for human health because I had to overwork myself to ensure other things also take place. Concerning this, I used KSH 28000.00 in fixing some water at home. I also thought of starting a layering project, in this, I constructed a structure to keep the chicken which cost KES 8700.00 and bought 40 chicks for KES 2000.00. I also added stock-worthy KES 10000.00 to my existing shop business of shop so as to boost it and ensure that, my customers’ needs are fully taken care of."

"Getting a daily provision of food has been my biggest challenge. I depended on subsistence farming but it failed for a year now due to persistent drought. I used to get a good harvest which could ensure food security in my household. I currently have to buy food daily from the shop which is really expensive for me. I do not have a stable source of income apart from burning and selling charcoal with meagre earning. I am grateful to GiveDirectly because the transfers have so far ensured that I have enough food in my household. In addition to this, I also bought a goat and a chicken using part of my second transfer. These are living assets and as they reproduce and increase in number, I can readily sell the offspring to settle my future financial need."

"I am a mother of four and to feed my family I have been relying on my husband. He works as a quarry worker where he gets KES 1,500 per month. This normally helps in household consumption and school fees payment. When I received my transfers I spent KES 38,000 on the construction of a spacious and 20 Iron roofed modern house. This is because earlier on I used to live in a tiny 5 Iron roofed house with my husband and two young kids. My elder kids used to sleep in their grandma's. But through the transfers, the latest house can now accommodate all my family. Secondly, I spent KES 3,000 on a dairy goat and KES 800 on two chicken layers. These will help me during financial emergencies. Thirdly, I also bought a bag of maize at KES 3,500. Before GiveDirectly transfers, I used to buy two kilos of maize at KES 150. But since the arrival of the transfers, there are no more of these. Further, I spent KES 500 as a down payment for the solar lighting system. The daily repayment is KES 20 per day for one year. This has three lighting bulbs which help light the whole house, unlike the single light bulb I had before. Lastly, I spent KES 6,000 on the latest clothing fashion for my family majorly for special occasions. This is because earlier we could only afford second-hand clothes which would go for KES 100."